You searched for: malicious damage

Do you cover malicious damage?

Posted: 4th Jun 2014

Yes we do, though this may make us relatively unusual, as this type of cover may be far from commonplace in landlords’ insurance. In passing, here are a few tips as to how you might reduce the scope for disputes and misunderstandings relating to breakages of a type that might, sometimes, be incorrectly assumed to Read the full article…

Guide to landlords and cannabis farms

Posted: 25th Jul 2017

Updated 25th July 2017 Introduction It might seem strange to see landlords and cannabis farms mentioned in the same breath. However a very real connection may exist and, when it does, the consequences for the landlord and his buy to let business may be dire. This brief guide aims to explain just what a cannabis Read the full article…

What does landlord insurance cover?

Posted: 12th Jul 2017

Before considering just what landlords insurance covers, it may be helpful to understand why this specialist – practically niche – insurance product is needed in the first place. There are other types of insurance offering cover for residential property, after all – the most obvious being the home building and contents insurance which any home Read the full article…

What does unoccupied property insurance cover?

Posted: 20th May 2017

Unoccupied property insurance is very much what the name suggests – it provides insurance cover for your property – whether that is your home, let property, a holiday home or commercial property. Why do you need it? The answer is given quite simply and clearly in a guide published by the Association of British Insurers Read the full article…

Tips on what to compare with landlord insurance

Posted: 11th May 2017

When you have invested the significant sum it is likely to have taken to acquire your buy to let property, one thought uppermost in your mind is how best to protect it. Since the answer is likely to lie in some form of property insurance, what might you want to compare with landlord insurance? The Read the full article…

Guide to Protecting your Property

Posted: 22nd Feb 2017

22nd February 2017 Introduction However good the deal you were able to get when purchasing your buy to let property, it is still likely to represent a considerable investment – one designed to deliver a steady income through the receipt of rents and the longer term appreciation in the capital value of the property. Having Read the full article…

The Big FAQ Guide for Landlords

Posted: 6th Feb 2017

Updated 6th February 2017 Introduction The size of the private rented sector in Britain’s housing market has doubled since 2002 with 19% (4.3 million) of all households in England in 2014-2015 being privately rented. And even with recent changes in the income tax regime that are likely to end up squeezing the profits made from such Read the full article…

Guide to maximising your let property

Posted: 31st Oct 2016

Introduction In the past decade or so, it might have seemed that you could hardly go wrong by investing in buy to let property. All you had to do was to buy a suitable property with the help of a mortgage, easily find tenants to pay the rent, use that rental income to pay off Read the full article…

The Accidental Landlord Guide

Posted: 16th Sep 2016

Updated 16 September 2016 Introduction The difficulties faced by many people in owning the home in which they live has significantly increased the size and importance of the private rented sector in providing that essential human need, housing. According to the Guardian newspaper,  the latest figures from HMRC show that there are 1.75m private sector Read the full article…