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BTL landlords remaining positive

Posted: 18th Oct 2018

Various survey results indicate that most landlords continue to be positive about the prospects for their business in the years to come. That is welcome, given that the last 12 months or so haven’t been particularly full of great news for the sector. Some had predicted that sentiment would turn negative as a result, but Read the full article…

Property fraud – don’t get caught out

Posted: 9th Oct 2018

It’s hard to think of a single aspect of life which criminals won’t try to turn into an opportunity – and property is certainly no exception. In what follows, we’ll examine two of the most common types of fraud and some of the measures you can take to reduce the chances of you becoming a Read the full article…

Landlords need to be aware of changes to HMO legislation

Posted: 26th Sep 2018

Do you own a House in Multiple Occupation (HMO)? Essentially, this is a let property accommodating three or more tenants who comprise more than one separate household and share such basic facilities as a bathroom and toilet or kitchen. If you are in any doubt, our Landlords Guide to HMOs, published on the 2nd of Read the full article…

What does let property insurance cover?

Posted: 17th Sep 2018

You may be new to the buy to let business or you might have become an “accidental” landlord, having come into property that you decide to let. In either event, you might want to consider the protection offered by let property insurance. As the Money Saving Expert is quick to point out, let property insurance Read the full article…

Why you may need UK holiday home insurance

Posted: 7th Sep 2018

2018 will be a summer to remember – for all the right reasons. Long days, filled with sunshine, and temperatures in the 30s, it was often difficult to find any good reason for travelling abroad for your holidays. In fact, more than half of the population decided to forego any foreign break and instead take Read the full article…

Five-year electrical checks to be compulsory for PRS landlords

Posted: 26th Aug 2018

The government has recently announced a range of new safety measures that are aimed at increasing the security of tenants in all sectors but notably that of the Private Rented Sector or “PRS”. Background For some years, various professional associations and political groups, as well as influential safety organisations, have been pushing for more specific Read the full article…

How to find the most suitable landlord insurance

Posted: 17th Aug 2018

suitable landlord insuranceHow to find the most suitable landlord insurance? It’s a simple question but the answer can sometimes be a little more complicated. Here is Cover4LetProperty’s overview of some of the key issues to consider. Landlords are different At the risk of stating the obvious, the first point to keep in mind is that Read the full article…

The importance of unoccupied property cover

Posted: 8th Aug 2018

If your property stands unoccupied for more than a specified number of consecutive days, your buildings and contents insurance could be at risk. Here, Cover4LetProperty will highlight the issue and options to resolve it. The background Insurance providers look to understand the risks they are covering when they offer you a policy. Should the risks Read the full article…

The key facts of unoccupied property insurance

Posted: 3rd Aug 2018

Updated August 2018 There may be many reasons why your property sits unoccupied for a period of time. That may not be an issue for your existing landlords insurance, unless the period concerned exceeds the specified number of consecutive days – which you might find to be somewhere in the region of 30 to 45. Read the full article…

Politics, pets and lets

Posted: 26th Jul 2018

How often have you considered adding “no pets” in your advertisement for an upcoming tenancy in a let property you own? You are probably worried about the extra damage or wear and tear that might be caused if your tenants own a pet or pets. Or, the extra cleaning required (think: fleas) when a pet Read the full article…