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How to find the most suitable landlord insurance

Posted: 17th Aug 2018

suitable landlord insuranceHow to find the most suitable landlord insurance? It’s a simple question but the answer can sometimes be a little more complicated. Here is Cover4LetProperty’s overview of some of the key issues to consider. Landlords are different At the risk of stating the obvious, the first point to keep in mind is that Read the full article…

The importance of unoccupied property cover

Posted: 8th Aug 2018

If your property stands unoccupied for more than a specified number of consecutive days, your buildings and contents insurance could be at risk. Here, Cover4LetProperty will highlight the issue and options to resolve it. The background Insurance providers look to understand the risks they are covering when they offer you a policy. Should the risks Read the full article…

The key facts of unoccupied property insurance

Posted: 3rd Aug 2018

Updated August 2018 There may be many reasons why your property sits unoccupied for a period of time. That may not be an issue for your existing landlords insurance, unless the period concerned exceeds the specified number of consecutive days – which you might find to be somewhere in the region of 30 to 45. Read the full article…

Politics, pets and lets

Posted: 26th Jul 2018

How often have you considered adding “no pets” in your advertisement for an upcoming tenancy in a let property you own? You are probably worried about the extra damage or wear and tear that might be caused if your tenants own a pet or pets. Or, the extra cleaning required (think: fleas) when a pet Read the full article…

How to find the most suitable UK holiday home insurance

Posted: 14th Jul 2018

Holiday homes in the UK call for a special type of property insurance. The product in question is appropriately enough called UK holiday home insurance and is specially tailored to suit your use of the property as a second home. Why such a specialist form of UK holiday home insurance is necessary is described in Read the full article…

Carbon monoxide: need to know

Posted: 3rd Jul 2018

It’s invisible, colourless, tasteless, odourless – and highly toxic. That’s what makes carbon monoxide (CO) gas so lethal. Unfortunately, it is also a gas that is so readily produced by such a normal process as burning carbon-based fuels – such as oil, gas, coal and wood – to heat your home or provide hot water. Read the full article…

Short term unoccupied property insurance – what is it?

Posted: 18th Jun 2018

In order to discuss short term unoccupied property insurance, it’s necessary to define a few commonly used terms. Empty property The terms “empty property” and “unoccupied property” are often used loosely to describe what are, in fact, several very different property situations. They might include: a property which at a given point in time, is Read the full article…

What does rent guarantee insurance cover?

Posted: 5th Jun 2018

As a landlord, your tenants are critically important, as they’re the lifeblood of your business. The vast majority of tenant/landlord relationships work well but there are exceptions. Rent arrears Unfortunately, a classic symptom of a problem tenant relationship is rent arrears. These can arise in many situations and in fairness, not all of those relate Read the full article…

How to find the most suitable landlord insurance

Posted: 26th May 2018

A report in the Express newspaper on the 26th of January 2018 described the challenging economic and financial climate faced by private sector landlords and gave some detailed reasons why their numbers might be expected to decline. Whether you are a “professional” landlord, making your buy to let property or properties the mainstay of your Read the full article…