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What does landlord insurance cover?

Posted: 12th Jul 2017

Before considering just what landlords insurance covers, it may be helpful to understand why this specialist – practically niche – insurance product is needed in the first place. There are other types of insurance offering cover for residential property, after all – the most obvious being the home building and contents insurance which any home Read the full article…

Landlords adapting to market changes

Posted: 6th Jul 2017

Contrary to many expectations, landlords and prospective landlords seem to be increasingly attracted to investment in the buy to let property market. According to a Property Investor Survey on the 7th of June 2017, the proportion of landlords looking to increase their property holdings has increased by 48% since November 2016 and is up by Read the full article…

What is renovation insurance?

Posted: 17th Jun 2017

Whether it is your own home or a buy to let property, any renovation project is a serious matter, not least because of the expense and disruption. How often have you heard the complaint that it cost twice as much as you bargained for by the time the building works are complete – a report Read the full article…

The curse of rent arrears

Posted: 5th Jun 2017

Bad debts are the scourge of many a business – and, for landlords of course this takes the shape of rent arrears. Managing any rent arrears is important for the cashflow of any buy to let business and the bottom line of any profit you expect to make – an especially critical consideration at a Read the full article…

What should I look for in a landlord insurance policy?

Posted: 26th May 2017

Sometimes it’s easy to slip into thinking that all landlord insurance is pretty much the same, apart from price. In fact, that’s far from the case! Here are a few points where the cover offered by a policy might differ between providers. They’re important things to be aware of. Subsidence This is a geological process Read the full article…

Landlords and cannabis farms

Posted: 26th May 2017

It might be something you never thought you’d have to worry about as a landlord, but there is growing evidence that some tenants are using private rented accommodation for the cultivation of cannabis. Time was, when criminals choose relatively large industrial and commercial buildings in which to develop cannabis farms, explains a booklet published by Read the full article…

What does unoccupied property insurance cover?

Posted: 20th May 2017

Unoccupied property insurance is very much what the name suggests – it provides insurance cover for your property – whether that is your home, let property, a holiday home or commercial property. Why do you need it? The answer is given quite simply and clearly in a guide published by the Association of British Insurers Read the full article…

The importance of securing your empty property

Posted: 16th May 2017

If you have an unoccupied or empty property, you need to take certain precautions to ensure that it’s as secure as possible. Here we at Cover4LetProperty will outline some of our top tips in this area. Insurance cover Before we do so, let’s just have a quick re-cap as to why this is required and Read the full article…

Tips on what to compare with landlord insurance

Posted: 11th May 2017

When you have invested the significant sum it is likely to have taken to acquire your buy to let property, one thought uppermost in your mind is how best to protect it. Since the answer is likely to lie in some form of property insurance, what might you want to compare with landlord insurance? The Read the full article…