Blog

What does unoccupied property insurance cover?

Posted: 30th Nov 2018

In a report on anticipated travel trends in 2019, the website Redhot Penny cited figures from the Association of British Travel Agents (ABTA) to reveal not only that more Britons are taking more holidays, but that they are spending more on their travel, travelling further afield and, as a result, often taking longer, extended holidays. Read the full article…

What is unoccupied property insurance?

Posted: 29th Nov 2018

Why is unoccupied property insurance necessary? This is one of the questions we’re most frequently asked by property owners – who point out that they already have home insurance, landlord’s insurance or commercial property insurance and have no wish to ensure the building or its contents twice over. But the answer to the question what Read the full article…

Who needs unoccupied property insurance cover?

Posted: 18th Nov 2018

Your property may be unoccupied for periods of time. In terms of your insurance cover that might not be an issue – but it may become one. If your property stands unoccupied for more than a specified number of consecutive days, your buildings and contents insurance could be at risk. Our Cover4LetProperty guide highlights the Read the full article…

Renovation insurance explained

Posted: 24th Oct 2018

One of the products we offer is called renovation insurance. Here we will examine that and explain why it might at times be required. Occupied and unoccupied properties The type of property insurance cover you require is dictated by many different factors. One of those relates to whether or not your property is occupied or Read the full article…

BTL landlords remaining positive

Posted: 18th Oct 2018

Various survey results indicate that most landlords continue to be positive about the prospects for their business in the years to come. That is welcome, given that the last 12 months or so haven’t been particularly full of great news for the sector. Some had predicted that sentiment would turn negative as a result, but Read the full article…

Property fraud – don’t get caught out

Posted: 9th Oct 2018

It’s hard to think of a single aspect of life which criminals won’t try to turn into an opportunity – and property is certainly no exception. In what follows, we’ll examine two of the most common types of fraud and some of the measures you can take to reduce the chances of you becoming a Read the full article…

Landlords need to be aware of changes to HMO legislation

Posted: 26th Sep 2018

Do you own a House in Multiple Occupation (HMO)? Essentially, this is a let property accommodating three or more tenants who comprise more than one separate household and share such basic facilities as a bathroom and toilet or kitchen. If you are in any doubt, our Landlords Guide to HMOs, published on the 2nd of Read the full article…

What does let property insurance cover?

Posted: 17th Sep 2018

You may be new to the buy to let business or you might have become an “accidental” landlord, having come into property that you decide to let. In either event, you might want to consider the protection offered by let property insurance. As the Money Saving Expert is quick to point out, let property insurance Read the full article…

Why you may need UK holiday home insurance

Posted: 7th Sep 2018

2018 will be a summer to remember – for all the right reasons. Long days, filled with sunshine, and temperatures in the 30s, it was often difficult to find any good reason for travelling abroad for your holidays. In fact, more than half of the population decided to forego any foreign break and instead take Read the full article…

Five-year electrical checks to be compulsory for PRS landlords

Posted: 26th Aug 2018

The government has recently announced a range of new safety measures that are aimed at increasing the security of tenants in all sectors but notably that of the Private Rented Sector or “PRS”. Background For some years, various professional associations and political groups, as well as influential safety organisations, have been pushing for more specific Read the full article…