Blog

Short term unoccupied property insurance – what is it?

Posted: 18th Jun 2018

In order to discuss short term unoccupied property insurance, it’s necessary to define a few commonly used terms. Empty property The terms “empty property” and “unoccupied property” are often used loosely to describe what are, in fact, several very different property situations. They might include: a property which at a given point in time, is Read the full article…

What does rent guarantee insurance cover?

Posted: 5th Jun 2018

As a landlord, your tenants are critically important, as they’re the lifeblood of your business. The vast majority of tenant/landlord relationships work well but there are exceptions. Rent arrears Unfortunately, a classic symptom of a problem tenant relationship is rent arrears. These can arise in many situations and in fairness, not all of those relate Read the full article…

How to find the most suitable landlord insurance

Posted: 26th May 2018

A report in the Express newspaper on the 26th of January 2018 described the challenging economic and financial climate faced by private sector landlords and gave some detailed reasons why their numbers might be expected to decline. Whether you are a “professional” landlord, making your buy to let property or properties the mainstay of your Read the full article…

The Tenant Fee Bill

Posted: 15th May 2018

Figures are beginning to emerge on the financial cost to landlords and letting agents of the government’s intention to ban letting agents’ fees to tenants (so-called tenant fees), according to a report published by the Residential Landlord’s Association (RLA) on the 2nd of April 2018. The government’s plans to ban letting agents’ fees being charged Read the full article…

What does empty property insurance cover?

Posted: 10th May 2018

In their current Travel Trends Report for 2018, the Association of British Travel Agents (ABTA) reveal not only that more Britons are taking more holidays, but that they are spending more on their travel, travelling further afield and, as a result, often taking longer, extended holidays. For the homeowners amongst those lucky travellers, however, there Read the full article…

Do I need UK holiday home insurance?

Posted: 5th May 2018

As early as mid-April, we had a first tantalizing taste of summer (the hottest day in that month for some 70 years, said the Guardian newspaper on the 19th) and the May bank holiday again pulled out all the stops. If all that helps to pave the way for some gloriously sunny days ahead, it Read the full article…

Do I need landlord insurance?

Posted: 25th Apr 2018

If you are a homeowner, you are probably aware of the importance of building and contents insurance to safeguard against the risks of serious loss or damage to both the structure and fabric of your home and its contents. If you decide to let that property to tenants, however, there is a fundamental change in Read the full article…

Renting a home is a choice

Posted: 17th Apr 2018

“Generation rent” is a term coined by the media to describe that large segment of the – mainly younger – population who are renting rather than buying their own home. The Independent newspaper, for example, has a whole section devoted to the group. The underlying assumption in practically every reference to generation rent, however, is Read the full article…

The importance of empty property insurance

Posted: 12th Apr 2018

After a winter ravaged by assorted “Beasts from the East”, you might be forgiven for wanting to escape Britain’s unpredictable climate by taking an extended holiday somewhere warm and sunny. But what happens to the home you have left empty in the meantime? More specifically, what is the position with respect to its continuing insurance Read the full article…

Landlords and GDPR

Posted: 5th Apr 2018

Facebook’s CEO Mark Zuckerberg gave 10 hours of testimony before the US Senate on the 10th and 11th of April 2018 – most of it connected with recent scandals surrounding the website’s disclosure of personal data about its members. For viewers this side of the Atlantic, the occasion may have helped reinforce the importance of Read the full article…