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Landlord insurance tips

Posted: 28th Jan 2016

Have you just found yourself to be an accidental landlord? Perhaps you inherited a property which you’ve decided to let out? Or perhaps you’re having difficulty selling your previous home and want to let it out for a while? Then you might have slipped into the role as an “accidental landlord”. On the other hand, Read the full article…

Getting the most appropriate cover for your let property

Posted: 19th Jan 2016

To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. A home or a business proposition? Quite simply, properties that have been bought to let are quite different to those occupied by their owner. Read the full article…

Vacant property insurance explained

Posted: 15th Jan 2016

When does property you own become vacant? Individual owners might have a wide range of opinions, depending largely upon the particular reason for the premises being temporarily unoccupied. Insurers, on the other hand, are likely to have a rather more particular view and a closer definition of a property falling empty and vacant. Whereas many Read the full article…

The importance of unoccupied property insurance

Posted: 7th Jan 2016

The importance of unoccupied property insurance may be summed up in a very simple and straight forward way. If your property has been vacant for more than a month or more and you do not have unoccupied property insurance, you run the risk of the premises being uninsured – and, so, stand to lose your Read the full article…

Unoccupied property insurance tips

Posted: 4th Jan 2016

If you have to leave your residential or commercial property empty for more than a month or so, here are a few unoccupied property insurance tips. When might you need it? There are any number of reasons why a property you own has to be left unoccupied, including: you are having to work away from Read the full article…

Protecting your renovations

Posted: 27th Dec 2015

According to the website Landlord Today, Britons appear to have a greater passion for renovation and home improvement generally than any other country in Europe – three out of every four homeowners in this country carried out some form of home improvement during 2014, claims the website, and still more projects are planned for 2016. Read the full article…

Buy to let stamp duty changes

Posted: 20th Dec 2015

You might be forgiven for thinking that the screws are being tightened by the present government on buy to let landlords – certainly it is the view taken by the National Landlords Association (NLA), which has accused Ministers of attempting to “wipe out” the burgeoning buy to let sector. Not only has the government decided Read the full article…

Do I need specialist holiday home insurance?

Posted: 17th Dec 2015

Do you need specialist holiday home insurance? To uncover the answer, it might be helpful to consider some of the basic principles of property insurance. If you are a property owner, there is at least one simple and compelling reason for your insuring it: you are likely to have made a significant investment in its Read the full article…

Maximising your property portfolio profits

Posted: 14th Dec 2015

The purchase of property to be let to tenants has become a widely popular form of investment. The returns on your investment come from two potential sources: the income you receive from rents; and in the longer term, any appreciation in the capital value of the property if and when you come to sell it. Read the full article…

Are you keeping up to date inventories?

Posted: 30th Nov 2015

What is an inventory? Are you keeping yours up to date? Why is it important that you do? These are critical questions for any landlord of let property, so it might be helpful to explore why that is. What is an inventory? An inventory lists and describes the current condition of everything in the let Read the full article…