Blog

Lets with pets

Posted: 26th Mar 2018

The question, as to whether or not to allow tenants to keep pets in a let property, has long been one that may have troubled some landlords. There are arguments for and against this which have been explored extensively in various publications and landlord insurance websites. However, what was previously a largely business tactical and Read the full article…

Gas safety certificates: need to know

Posted: 20th Mar 2018

A recent court decision has a given cause for concern amongst some landlords. This relates to the question of gas safety certificates and how they may affect the outcome of a landlord’s attempt to obtain possession of a property through the Section 21 route. The case The court concerned has recently rejected a Section 21 Read the full article…

Problems with an empty property

Posted: 12th Mar 2018

Properties might stand empty for any one of many different reasons. Perhaps it is because: it is under renovation; a landlord is finding it very difficult to let – for whatever reason; it is an inheritance that is proving tricky to sell; the property is uninhabitable and the owner lacks the funds to renovate it; Read the full article…

What does UK holiday home insurance cover?

Posted: 6th Mar 2018

There may be many reasons why you are considering purchasing a holiday home. Whatever those reasons might be, it will be imperative to consider carefully the subject of UK holiday home insurance. Some basics Your holiday home has almost certainly cost you a substantial sum. It should therefore be your natural instinct to consider ways Read the full article…

Rent guarantee insurance explained

Posted: 24th Feb 2018

Many landlords, quite understandably, worry about what would happen should their tenants cease paying the rent or perhaps abscond leaving large debts behind. While most landlords would hope that this will never happen to them, in reality, it is always a possibility. That is why rent guarantee insurance is worth considering. Here’s a quick overview Read the full article…

Be aware of changes to HMO legislation

Posted: 14th Feb 2018

It’s almost here. The “it” above is the change to HMO (House in Multiple Occupation) legislation that will take effect from the 4th May 2018. Just in case you’ve missed it, here is a quick summary of what’s happening and some of the potential implications for you in terms of HMO insurance. The background Back Read the full article…

Who needs let property insurance?

Posted: 2nd Feb 2018

This is a question we are regularly asked at Cover4LetProperty. We’d like to take just a few minutes of your time in confirming exactly what let property insurance is and why, in qualifying circumstances, you should regard it as obligatory. Owner-occupiers and landlords If you live in a property you own and nobody apart from Read the full article…

Who needs UK holiday home insurance?

Posted: 27th Jan 2018

In a nutshell, UK holiday home insurance may typically be required (and also may be a condition of your contract with your mortgage provider) whether your property is for your own exclusive use or for generating income. It is designed to provide financial protection in case something goes wrong. Definitions of a holiday home A Read the full article…

Landlord insurance cover: what does it cover?

Posted: 16th Jan 2018

At Cover4LetProperty, we’ve stressed in previous blogs that it is impossible to state in isolation, just what landlord insurance will or will not cover. Different policies have different components of cover and almost inevitably, varying terms and conditions governing them. So, while we can speak with expert knowledge about the policies we provide, we may Read the full article…

Seven things landlords need to know for 2018

Posted: 10th Jan 2018

Future-guessing is always dangerous but there are some likely issues on the horizon for landlords in the year ahead. As it’s early in the year, this seems like a good time to share some of these with you. Do keep in mind though that some of what’s discussed below is subject to events and decisions Read the full article…