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What does renovation insurance cover?

Posted: 24th Aug 2017

Renovation – building works which might include anything from a new extension to refurbishment and remodelling – might transform any property, making it a more pleasant home in which to live, making a buy to let property more attractive to rent, and increasing the overall value of an already substantial investment. But if you are Read the full article…

Should I turn my let property into an HMO?

Posted: 14th Aug 2017

Some buy to let property is especially suited for use or for conversion into dwelling units comprising bedsits or bedrooms, for tenants prepared to share facilities such as a kitchen and bathroom and toilet. From the landlord’s point of view, space in the property is maximised, fewer facilities need to be installed than in self-contained Read the full article…

What are your obligations as a landlord?

Posted: 5th Aug 2017

For some individuals, a buy to let business might be their entire livelihood. For others, it might have been something into which they have fallen almost by accident – a property they inherited or a home in which they no longer live – the so-called accidental landlord. (Our own recent research, in fact, found that Read the full article…

What does landlord insurance cover?

Posted: 12th Jul 2017

Before considering just what landlords insurance covers, it may be helpful to understand why this specialist – practically niche – insurance product is needed in the first place. There are other types of insurance offering cover for residential property, after all – the most obvious being the home building and contents insurance which any home Read the full article…

Landlords adapting to market changes

Posted: 6th Jul 2017

Contrary to many expectations, landlords and prospective landlords seem to be increasingly attracted to investment in the buy to let property market. According to a Property Investor Survey on the 7th of June 2017, the proportion of landlords looking to increase their property holdings has increased by 48% since November 2016 and is up by Read the full article…

What is renovation insurance?

Posted: 17th Jun 2017

Whether it is your own home or a buy to let property, any renovation project is a serious matter, not least because of the expense and disruption. How often have you heard the complaint that it cost twice as much as you bargained for by the time the building works are complete – a report Read the full article…

The curse of rent arrears

Posted: 5th Jun 2017

Bad debts are the scourge of many a business – and, for landlords of course this takes the shape of rent arrears. Managing any rent arrears is important for the cashflow of any buy to let business and the bottom line of any profit you expect to make – an especially critical consideration at a Read the full article…

What should I look for in a landlord insurance policy?

Posted: 26th May 2017

Sometimes it’s easy to slip into thinking that all landlord insurance is pretty much the same, apart from price. In fact, that’s far from the case! Here are a few points where the cover offered by a policy might differ between providers. They’re important things to be aware of. Subsidence This is a geological process Read the full article…