Blog

CMP to be made compulsory for letting agents

Posted: 5th Apr 2017

There are changes on the way for the CMP (Client Money Protection) scheme. These will be beneficial to the industry at large and it’s important that landlords and letting agents understand them. The background Prior to 2007, disputes could arise when tenants were unable to obtain refunds of sums they’d paid to letting agents as Read the full article…

Dealing with mould

Posted: 23rd Mar 2017

It is widely understood that living conditions have a considerable impact on individuals’ health. One of the most prevalent causes of unhealthy living conditions is mould and damp. The National Health Service (NHS), for example, is unequivocal in identifying mould as the cause of: respiratory infections and problems; allergies; asthma; and damage to individuals’ immune Read the full article…

What types of landlord insurance are there?

Posted: 17th Mar 2017

There is a general consensus that changes to tax rules and ever-increasing regulation have made life more difficult for landlords of let property in the past couple of years. Those difficulties have been made no easier by the growing trend towards a contraction in the private rented sector through greater home ownership – a trend Read the full article…

Landlord’s Insurance for Beginners

Posted: 13th Mar 2017

Landlord’s insurance (also known as buy to let or let property insurance) is something a landlord should begin to think about when purchasing a property with the intention to let it. If you fail to purchase landlord’s insurance, you are putting yourself at unnecessary financial risk, which could result in disastrous repercussions. Also, if you Read the full article…

What happens if my property suffers a leak?

Posted: 7th Mar 2017

Water leaks may occur at practically any time of the year, although systems tend to be more vulnerable during the winter time, if pipes have been allowed to freeze and rupture. The leak may be obvious and immediately noticeable, or it may be a hidden and insidious leak which is difficult to trace. Whatever the Read the full article…

Subsidence History? Cover4 can help

Posted: 5th Mar 2017

Here at Cover4LetProperty we will always try and obtain quotations for the majority of risks we are shown by our clients. Our landlords insurance policies can cater for many historic issues your property may have – typically even, in some cases, subsidence. Should you require a landlords insurance quotation from us for a property which Read the full article…

How do I make a claim on my landlords insurance?

Posted: 2nd Mar 2017

It may be your biggest headache after your property investment – having to make a claim on your landlords insurance. The last thing you need is to have to dig around for your policy documents when you have your tenants on the phone and the worry of damage or loss to your investment! That’s why Read the full article…

Help, I need to make a claim on my landlords insurance!

Posted: 21st Feb 2017

Your biggest concern when taking out your landlords insurance is the possibility of a claim. After all, this is quite possibly the biggest investment you can make and you are trusting someone else to look after your property. As a specialist landlord insurance provider we have given advice and help to thousands of customers when Read the full article…

Do you need building insurance for landlords?

Posted: 19th Feb 2017

If you let a property, you may be counting the pennies, because everything you spend on the property may come out of the rent you are collecting. You may already be paying a managing agent, a mortgage and a handyman from time to time. So you may wonder, in a bid to cut costs, whether Read the full article…