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How do I make a claim on my landlords insurance?

Posted: 2nd Mar 2017

It may be your biggest headache after your property investment – having to make a claim on your landlords insurance. The last thing you need is to have to dig around for your policy documents when you have your tenants on the phone and the worry of damage or loss to your investment! That’s why Read the full article…

Help, I need to make a claim on my landlords insurance!

Posted: 21st Feb 2017

Your biggest concern when taking out your landlords insurance is the possibility of a claim. After all, this is quite possibly the biggest investment you can make and you are trusting someone else to look after your property. As a specialist landlord insurance provider we have given advice and help to thousands of customers when Read the full article…

Do you need building insurance for landlords?

Posted: 19th Feb 2017

If you let a property, you may be counting the pennies, because everything you spend on the property may come out of the rent you are collecting. You may already be paying a managing agent, a mortgage and a handyman from time to time. So you may wonder, in a bid to cut costs, whether Read the full article…

Quick guide to unoccupied property insurance

Posted: 5th Feb 2017

If you own property – whether as an owner occupier, a landlord or as an investment in commercial premises – it faces a range of particular risks and perils if it needs to be left empty and unoccupied for longer than a month or so. The risks Property managers and security firms recognise the additional Read the full article…

Agents fees and landlords

Posted: 27th Jan 2017

Amongst tenants, letting agents have traditionally been given something of a bad press. On top of the deposit taken at the beginning of a tenancy and the rent subsequently charged, letting agents have been used to charging tenants for a range of so-called administrative charges – such as their costs involved in taking up references Read the full article…

UK holiday home insurance explained

Posted: 21st Jan 2017

According to government statistics last updated in August 2016, some three and half million people in Britain own a second home. The great proportion (almost 60%) of these are holiday homes and the other main purposes are: investment properties – in other words, buy to let properties (47.7%); living away from home (19.9%); use as Read the full article…

A quick guide to commercial property insurance

Posted: 13th Jan 2017

Just as with any other type of property, commercial property needs the protection of suitable insurance. For owners if you own the building, you are likely to have invested a considerable sum in the purchase of the building, the structure and fabric of which needs to be safeguarded against some potentially very damaging events – Read the full article…

Trace and access cover explained

Posted: 27th Dec 2016

Imagine the scene – since it’s probably not at all unusual: your tenant has reported a damp patch on the wall and it seems to be spreading. Being a responsible landlord, you send round a tradesman to investigate. It is then only a few minutes after he has arrived that he telephones to say that Read the full article…

Top tips on getting cheaper empty property insurance

Posted: 21st Dec 2016

As homeowners take longer than usual winter breaks in search of sunnier weather and students leave their rented accommodation for the holidays, this may be a time of year when your home or let property may be standing empty, with no one living there, for several weeks or so. That also makes it a time Read the full article…