About Us

Policy Benefits

The Cover4 Let Property residential policy is suitable for:

Properties which are let in England, Wales, Scotland & Northern Ireland to professionals, families, councils, housing associations, DSS tenants, students and asylum seekers.

We can cover most types of property including:

  • Flats
  • Houses
  • Holiday homes
  • Bed-sits
  • Multi-tenanted properties

Our standard policies insure landlords against:

  • Fire and theft and usual risks†
  • Subsidence
  • Communal contents up to £5,000
  • Property owners’ liability accidental damage to glass and sanitary fixtures and fittings
  • Accidental damage to underground services
  • Options to add £50,000 legal cover and full accidental damage cover

† Usual risks on our buildings and contents policies include: Fire, lightning, explosion, earthquake, storm, flood, escape of water, riot, civil commotion, vandals, theft or attempted theft (excluded unless violent & forcible entry/exit occurs), falling trees or branches, falling aerials or satellite dishes, collision involving aircraft, vehicles or animals (excluding pets), subsidence, ground heave and land slip. Terrorism cover may be arranged if required – please ask for details.

The Cover4 Let Property commercial property insurance covers:

  • Commercial premises
  • Shops
  • Offices
  • Industrial units, etc.

Policies for your tenants…

To give your tenants the best service recommend they call Cover4 Let Property on 0800 9 707 172 to take their own contents’ cover.

Fully inclusive tenants insurance, that covers:

  • Contents
  • Personal Possessions
  • Accidental Damage

Payment

Please have your credit or debit card ready. We can quote you over the phone and arrange cover the same day subject to payment. We take, VISA, Master Card, Switch, etc.

We are independent insurance intermediaries providing a range of insurance products through a number of insurers. For let property insurance we use a panel of insurers.