Category: Empty Property

Empty property insurance explained

Posted: 14th Feb 2019

According to an article published by the magazine House Beautiful on the 24th of November 2018, there are currently more than 600,000 lying empty and unoccupied in England – and two-thirds of these have been unoccupied for less than six months. So, why are so many dwellings temporarily vacant at any one time and why Read the full article…

Who needs unoccupied property insurance cover?

Posted: 18th Nov 2018

Your property may be unoccupied for periods of time. In terms of your insurance cover that might not be an issue – but it may become one. If your property stands unoccupied for more than a specified number of consecutive days, your buildings and contents insurance could be at risk. Our Cover4LetProperty guide highlights the Read the full article…

The key facts of unoccupied property insurance

Posted: 3rd Aug 2018

Updated August 2018 There may be many reasons why your property sits unoccupied for a period of time. That may not be an issue for your existing landlords insurance, unless the period concerned exceeds the specified number of consecutive days – which you might find to be somewhere in the region of 30 to 45. Read the full article…

Problems with an empty property

Posted: 12th Mar 2018

Properties might stand empty for any one of many different reasons. Perhaps it is because: it is under renovation; a landlord is finding it very difficult to let – for whatever reason; it is an inheritance that is proving tricky to sell; the property is uninhabitable and the owner lacks the funds to renovate it; Read the full article…

Empty house grants

Posted: 12th Nov 2016

Publishing the 2016 edition of the report Empty Homes in England, the campaign group Empty Homes, cites the surprising statistic that there are more than 600,000 empty homes in the country – and that some 200,000 of these have been empty for longer than six months, This at a time when the overall shortage of Read the full article…

Unoccupied Properties

Posted: 7th Jun 2016

If your let property is without a tenant, or you are a homeowner who is living or working away from home for a period or time, or even if you have inherited a property that you are not quite what to do with it, you all have one thing in common – the need for Read the full article…

Vacant property insurance explained

Posted: 15th Jan 2016

When does property you own become vacant? Individual owners might have a wide range of opinions, depending largely upon the particular reason for the premises being temporarily unoccupied. Insurers, on the other hand, are likely to have a rather more particular view and a closer definition of a property falling empty and vacant. Whereas many Read the full article…

What to do if you own or are buying an empty home

Posted: 23rd Oct 2015

Britain’s population is both growing and the age profile is getting older. These are just two of the factors contributing to an overall shortage of housing. Yet the government’s own figures reveal that although: only 115,000 new homes were built during the year 2009 to 2010 (fewer than at any other time since the 1920s); Read the full article…