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Category: FAQs

I have loss of rent cover and my client has left the property owing me money. Can I claim?

Unfortunately, no you cannot. If your tenants were forced to vacate your property as a result of an insured risk, your let property insurance may offer you contributions towards your loss of rental income and emergency accommodation expenses for your tenants. …

How can I pay for my cover?

We are pleased to accept a wide variety of payment methods, including some of the most popular in use today. That includes the following options: credit cards – carrying most of the major market brands (excluding American Express); bank debit …

Is it safe to pay online?

At Cover4LetProperty, we pride ourselves on only using the highest industry strength website security measures to keep your personal data safe at all times. This includes both your application and policy details as well as when you make a payment …

Does my landlord policy include replacement locks as part of the cover?

This really depends on your let property insurance policy and the circumstances surrounding the need to change locks. In some cases, your let property policy may typically provide replacement locks for doors and windows, up to a pre-set amount and …

Is buy to let insurance the same as landlords’ insurance?

Yes, it is. There are though occasionally some slight differences of context surrounding the use of the two terms. What is buy to let insurance? Buy to let insurance is a type of insurance policy specifically designed for property owners …

Can I get immediate landlords insurance cover?

Yes, you can! With the Cover4LetProperty service, you can get an online let property insurance quote in a few minutes and if you like what you see, can buy online – giving you immediate protection. We accept most of the …

Is accidental damage covered as standard under my landlords insurance policy?

Contents and / or buildings accidental damage is not included as standard under your Cover4letProperty insurance policy. This is because we strive to offer you what we consider is the most competitively-priced cover, without including elements of protection that you …

Do you offer discounts on landlords insurance?

Yes, we do! You can opt to pay a voluntary excess on top of your mandatory excess, which may result in discounts of up to 40% on the premium – depending upon the level of excess selected. What is the …

How do I make a claim on my policy?

When we help you to find a policy suitable for your needs, we also make sure that you are totally clear as to how to make a claim should the need arise. As a general principle, you will lodge your …

Are there any restrictions as to whom I can let to?

We are very pleased to confirm that Cover4LetProperty policies will cover all types of tenant irrespective of the category they may come into. That would typically include students, social benefit recipients, asylum seekers and so on. It is worth drawing …