Category: FAQs

Can I get immediate landlords insurance cover?

Posted: 4th Jun 2014

Yes, with the Cover4LetProperty service, you can get an online quote in a few minutes and if you like what you see, can buy online – giving you immediate protection. We accept all the major credit and debit cards and payments can securely be made though our super encrypted service. This means you can feel Read the full article…

How does your service work?

Posted: 4th Jun 2014

Our service At Cover4LetProperty, we pride ourselves on offering cost-effective, quality let property and unoccupied property insurance cover, backed up with a first class service. When you transact with us, you are dealing with a company that has roots going back to 1946 – so you can feel confident that we are a well-established and Read the full article…

What does buildings insurance cover?

Posted: 4th Jun 2014

Just about any buildings insurance (whether owner-occupier home insurance; landlords insurance; or unoccupied property insurance) typically covers the structure of the building (so walls, roof etc) as well as the fixtures and fittings. The fixtures and fittings are things like fitted kitchens, built in wardrobes etc – basically, anything that would be left inside your Read the full article…

Is it safe to pay online?

Posted: 4th Jun 2014

At Cover4LetProperty, we pride ourselves on only using the highest industry strength website security measures to keep your personal data safe at all times. This includes both your application and policy details as well as when you make a payment online. Our payment systems are secured by Secure Sockets Layer (SSL). This is a protocol Read the full article…

What is the buildings sum insured?

Posted: 4th Jun 2014

When applying for landlords insurance and calculating the amount of cover you need to protect your investment, you will be asked how much buildings sum insured you require. Some landlords mistakenly believe that this amount should be equivalent to the current market value, or the amount of mortgage outstanding on the property. However, the sum Read the full article…

What is the tenancy deposit protection scheme?

Posted: 4th Jun 2014

This is Government-backed initiative that is running in England and Wales only (as at April 2014) where a tenant’s deposit must be put into an approved scheme. Known as a tenancy deposit scheme (or TDS for short), this protects the tenant. You, as a landlord, can elect which scheme you wish to use and must Read the full article…

Will my normal home insurance policy cover my let property?

Posted: 4th Jun 2014

No. This is arguably one of the most important aspects to grasp about being a landlord. If you are using property for the generation of any sort of rental i ncome, however you may think about yourself, the insurance industry and other various legal bodies will consider you to be a landlord. Typical owner-occupier buildings Read the full article…