Category: FAQs

How do I make a claim on my policy?

Posted: 4th Jun 2014

When we help you to find a policy suitable for your needs, we also make sure that you are totally clear as to how to make a claim should the need arise. As a general principle, you will lodge your claim with the claim services of the issuing insurer. In some cases they may administer Read the full article…

Are there any restrictions as to whom I can let to?

Posted: 4th Jun 2014

We are very pleased to confirm that Cover4LetProperty policies will cover all types of tenant irrespective of the category they may come into. That would typically include students, social benefit recipients, immigrants and so on. It is worth drawing to your attention though that not all insurance providers will necessarily do so and some may Read the full article…

Do you cover let listed properties?

Posted: 4th Jun 2014

Listed properties may come under a number of different listing categories. To make matters a little more complicated, the listing categories in England, Wales, Scotland and Northern Ireland may all have differences to each other. Broadly speaking, we will be able to offer cover for a large number of listed properties. However, the nature of Read the full article…

What is Trace and Access cover?

Posted: 4th Jun 2014

Many of our landlord insurance policies offer trace and access cover as a standard feature. Of course, that won’t mean much to you if you aren’t actually sure what trace and access cover is! To explain, this is how it works – however, do note that this is a brief explanation and what one insurer Read the full article…

Do you cover loss of rent?

Posted: 4th Jun 2014

Some of our policies do cover a loss of rent but it is important to understand what that means and equally importantly, what it does not mean. Our policies will typically cover a loss of rental income in situations where that has arisen due to an insured risk. So, for example, if you were forced Read the full article…

Is subsidence covered under my policy?

Posted: 4th Jun 2014

The answer depends upon who provided your policy. At Cover4LetProperty our policies include subsidence cover as standard. Unfortunately, the policies offered by some other providers might not do so, therefore, it would be in your best interests to check your policy carefully if you purchased it elsewhere. Some policyholders occasionally express surprise that subsidence isn’t Read the full article…

Why choose Cover4 for your landlords insurance?

Posted: 2nd Jun 2014

When purchasing a property to rent, may be the most under rated aspect of this situation is your Landlords Insurance. After all, you do not need to have Landlords Insurance as a legal rule, but can you imagine if the worst were to happen? At Cover4LetProperty, we have access to an expert panel of Landlord Read the full article…