Category: Landlord Insurance

What does rent guarantee insurance cover?

Posted: 5th Jun 2018

As a landlord, your tenants are critically important, as they’re the lifeblood of your business. The vast majority of tenant/landlord relationships work well but there are exceptions. Rent arrears Unfortunately, a classic symptom of a problem tenant relationship is rent arrears. These can arise in many situations and in fairness, not all of those relate Read the full article…

How to find the most suitable landlord insurance

Posted: 26th May 2018

A report in the Express newspaper on the 26th of January 2018 described the challenging economic and financial climate faced by private sector landlords and gave some detailed reasons why their numbers might be expected to decline. Whether you are a “professional” landlord, making your buy to let property or properties the mainstay of your Read the full article…

Do I need landlord insurance?

Posted: 25th Apr 2018

If you are a homeowner, you are probably aware of the importance of building and contents insurance to safeguard against the risks of serious loss or damage to both the structure and fabric of your home and its contents. If you decide to let that property to tenants, however, there is a fundamental change in Read the full article…

Renting a home is a choice

Posted: 17th Apr 2018

“Generation rent” is a term coined by the media to describe that large segment of the – mainly younger – population who are renting rather than buying their own home. The Independent newspaper, for example, has a whole section devoted to the group. The underlying assumption in practically every reference to generation rent, however, is Read the full article…

Rent guarantee insurance explained

Posted: 24th Feb 2018

Many landlords, quite understandably, worry about what would happen should their tenants cease paying the rent or perhaps abscond leaving large debts behind. While most landlords would hope that this will never happen to them, in reality, it is always a possibility. That is why rent guarantee insurance is worth considering. Here’s a quick overview Read the full article…

Who needs let property insurance?

Posted: 2nd Feb 2018

This is a question we are regularly asked at Cover4LetProperty. We’d like to take just a few minutes of your time in confirming exactly what let property insurance is and why, in qualifying circumstances, you should regard it as obligatory. Owner-occupiers and landlords If you live in a property you own and nobody apart from Read the full article…

Landlord insurance cover: what does it cover?

Posted: 16th Jan 2018

At Cover4LetProperty, we’ve stressed in previous blogs that it is impossible to state in isolation, just what landlord insurance will or will not cover. Different policies have different components of cover and almost inevitably, varying terms and conditions governing them. So, while we can speak with expert knowledge about the policies we provide, we may Read the full article…

Do you need landlord insurance?

Posted: 11th Nov 2017

Whether your buy to let property is the focus of a concerted business undertaking or whether you have fallen into the role as a more or less “accidental landlord”, the moment tenants are paying to rent your dwelling, you are almost certain to need landlord insurance. Standard forms of insurance When you arrange building and Read the full article…

What does rent guarantee insurance cover?

Posted: 22nd Oct 2017

This autumn sees the government rolling out its much vaunted universal credits system of social benefits. Amongst the areas affected by the new rules is the replacement of the former system of housing benefit for those on low incomes, who are struggling to pay their rent. According to a report in the Guardian newspaper on Read the full article…

Landlord Insurance for Students

Posted: 26th Aug 2017

If you have teenagers yourself, you probably know that students tend to be in a class of their own – and, as tenants, this typically puts them in a special category as far as the landlord, in terms of his particular obligations and the specialist landlord insurance for students that is needed. Landlord insurance It Read the full article…