Category: Landlord Insurance

What does landlord insurance cover?

Posted: 12th Jul 2017

Before considering just what landlords insurance covers, it may be helpful to understand why this specialist – practically niche – insurance product is needed in the first place. There are other types of insurance offering cover for residential property, after all – the most obvious being the home building and contents insurance which any home Read the full article…

What should I look for in a landlord insurance policy?

Posted: 26th May 2017

Sometimes it’s easy to slip into thinking that all landlord insurance is pretty much the same, apart from price. In fact, that’s far from the case! Here are a few points where the cover offered by a policy might differ between providers. They’re important things to be aware of. Subsidence This is a geological process Read the full article…

Tips on what to compare with landlord insurance

Posted: 11th May 2017

When you have invested the significant sum it is likely to have taken to acquire your buy to let property, one thought uppermost in your mind is how best to protect it. Since the answer is likely to lie in some form of property insurance, what might you want to compare with landlord insurance? The Read the full article…

What to consider when buying landlords insurance

Posted: 12th Apr 2017

Whether you joined the ranks of buy to let landlords with the specific aim of making a more or less full-time business of it, or whether you found yourself with a suitable property on your hands and became an “accidental” landlord, you are almost certain to have considered the importance of landlords insurance. Without this Read the full article…

What types of landlord insurance are there?

Posted: 17th Mar 2017

There is a general consensus that changes to tax rules and ever-increasing regulation have made life more difficult for landlords of let property in the past couple of years. Those difficulties have been made no easier by the growing trend towards a contraction in the private rented sector through greater home ownership – a trend Read the full article…

Landlord’s Insurance for Beginners

Posted: 13th Mar 2017

Landlord’s insurance (also known as buy to let or let property insurance) is something a landlord should begin to think about when purchasing a property with the intention to let it. If you fail to purchase landlord’s insurance, you are putting yourself at unnecessary financial risk, which could result in disastrous repercussions. Also, if you Read the full article…

Do you need building insurance for landlords?

Posted: 19th Feb 2017

If you let a property, you may be counting the pennies, because everything you spend on the property may come out of the rent you are collecting. You may already be paying a managing agent, a mortgage and a handyman from time to time. So you may wonder, in a bid to cut costs, whether Read the full article…

Trace and access cover explained

Posted: 27th Dec 2016

Imagine the scene – since it’s probably not at all unusual: your tenant has reported a damp patch on the wall and it seems to be spreading. Being a responsible landlord, you send round a tradesman to investigate. It is then only a few minutes after he has arrived that he telephones to say that Read the full article…

Is it worth making a small claim?

Posted: 30th Sep 2016

If you are a landlord, you almost certainly want to protect your buy to let investment with the appropriate level of insurance. The economics of running a successful buy to let business are on a fine edge, however, and you need to make sure that you secure the most competitively priced landlord insurance cover. So, Read the full article…