Category: Landlord Insurance

Do I need landlord insurance?

Posted: 25th Apr 2018

If you are a homeowner, you are probably aware of the importance of building and contents insurance to safeguard against the risks of serious loss or damage to both the structure and fabric of your home and its contents. If you decide to let that property to tenants, however, there is a fundamental change in Read the full article…

Renting a home is a choice

Posted: 17th Apr 2018

“Generation rent” is a term coined by the media to describe that large segment of the – mainly younger – population who are renting rather than buying their own home. The Independent newspaper, for example, has a whole section devoted to the group. The underlying assumption in practically every reference to generation rent, however, is Read the full article…

Rent guarantee insurance explained

Posted: 24th Feb 2018

Many landlords, quite understandably, worry about what would happen should their tenants cease paying the rent or perhaps abscond leaving large debts behind. While most landlords would hope that this will never happen to them, in reality, it is always a possibility. That is why rent guarantee insurance is worth considering. Here’s a quick overview Read the full article…

Do you need landlord insurance?

Posted: 11th Nov 2017

Whether your buy to let property is the focus of a concerted business undertaking or whether you have fallen into the role as a more or less “accidental landlord”, the moment tenants are paying to rent your dwelling, you are almost certain to need landlord insurance. Standard forms of insurance When you arrange building and Read the full article…

What does rent guarantee insurance cover?

Posted: 22nd Oct 2017

This autumn sees the government rolling out its much vaunted universal credits system of social benefits. Amongst the areas affected by the new rules is the replacement of the former system of housing benefit for those on low incomes, who are struggling to pay their rent. According to a report in the Guardian newspaper on Read the full article…

Landlord Insurance for Students

Posted: 26th Aug 2017

If you have teenagers yourself, you probably know that students tend to be in a class of their own – and, as tenants, this typically puts them in a special category as far as the landlord, in terms of his particular obligations and the specialist landlord insurance for students that is needed. Landlord insurance It Read the full article…

What are your obligations as a landlord?

Posted: 5th Aug 2017

For some individuals, a buy to let business might be their entire livelihood. For others, it might have been something into which they have fallen almost by accident – a property they inherited or a home in which they no longer live – the so-called accidental landlord. (Our own recent research, in fact, found that Read the full article…

What should I look for in a landlord insurance policy?

Posted: 26th May 2017

Sometimes it’s easy to slip into thinking that all landlord insurance is pretty much the same, apart from price. In fact, that’s far from the case! Here are a few points where the cover offered by a policy might differ between providers. They’re important things to be aware of. Subsidence This is a geological process Read the full article…

What to consider when buying landlords insurance

Posted: 12th Apr 2017

Whether you joined the ranks of buy to let landlords with the specific aim of making a more or less full-time business of it, or whether you found yourself with a suitable property on your hands and became an “accidental” landlord, you are almost certain to have considered the importance of landlords insurance. Without this Read the full article…