Category: UK Holiday Homes Insurance

There may be many reasons why you are considering purchasing a holiday home. Whatever those reasons might be, it will be imperative to consider carefully the subject of UK holiday home insurance. Some basics Your holiday home has almost certainly cost you a substantial sum. It should therefore be your natural instinct to consider ways Read the full article…

In a nutshell, UK holiday home insurance may typically be required (and also may be a condition of your contract with your mortgage provider) whether your property is for your own exclusive use or for generating income. It is designed to provide financial protection in case something goes wrong. Definitions of a holiday home A Read the full article…

Have your dreams of owning a holiday home taken a knock by worries about the falling pound if you are looking to buy abroad, or the uncertainties which continue to surround Brexit? Then you might take heart from the apparent boom in the purchase of holiday retreats much closer to home – in Britain itself. Read the full article…

You are probably quite familiar with home insurance – as an owner occupier you are already likely to have taken the precaution of arranging home building and contents cover. If you own buy to let property, you may also know about specialist landlord insurance, which protects not only the bricks and mortar of your let Read the full article…

According to government statistics last updated in August 2016, some three and half million people in Britain own a second home. The great proportion (almost 60%) of these are holiday homes and the other main purposes are: investment properties – in other words, buy to let properties (47.7%); living away from home (19.9%); use as Read the full article…

For many people, the idea of a home in an area of natural beauty and/or historic interest is an attractive one. However, it can lead to some insurance issues in situations where you start to let it out for holiday use. A holiday home Some property owners are lucky enough to live in a property Read the full article…

Do you need specialist holiday home insurance? To uncover the answer, it might be helpful to consider some of the basic principles of property insurance. If you are a property owner, there is at least one simple and compelling reason for your insuring it: you are likely to have made a significant investment in its Read the full article…

To answer that question, it might be helpful to consider some of the possibilities in order to narrow down the definition. On the face of it, for example, it might seem that UK holiday home insurance is likely to share many similarities with the following. Home insurance Home insurance is the name generally given to Read the full article…

Whether you are new to owning a second home or have had one for a while, there may be times when you want to find out something you are not sure about, or connect with like-minded people as to their own holiday home experiences. If this is you, then you are in luck! There are Read the full article…

As holiday homes are typically left unoccupied on a regular basis, it means they are more susceptible to burglary and theft as well as damage caused by maintenance issues that could go unnoticed. Here are some pointers on what you can do in order to keep your second home safe … Maintain your property It Read the full article…