Category: UK Holiday Homes Insurance

If you are – or are intending to be – one of the estimated 5.2 million people in the UK who owns a second home whether for letting out or purely your own use, what do you need to know about UK holiday home insurance? What is UK holiday home insurance? UK Holiday Home Insurance Read the full article…

2018 will be a summer to remember – for all the right reasons. Long days, filled with sunshine, and temperatures in the 30s, it was often difficult to find any good reason for travelling abroad for your holidays. In fact, more than half of the population decided to forego any foreign break and instead take Read the full article…

Holiday homes in the UK call for a special type of property insurance. The product in question is appropriately enough called UK holiday home insurance and is specially tailored to suit your use of the property as a second home. Why such a specialist form of UK holiday home insurance is necessary is described in Read the full article…

As early as mid-April, we had a first tantalizing taste of summer (the hottest day in that month for some 70 years, said the Guardian newspaper on the 19th) and the May bank holiday again pulled out all the stops. If all that helps to pave the way for some gloriously sunny days ahead, it Read the full article…

There may be many reasons why you are considering purchasing a holiday home. Whatever those reasons might be, it will be imperative to consider carefully the subject of UK holiday home insurance. Some basics Your holiday home has almost certainly cost you a substantial sum. It should therefore be your natural instinct to consider ways Read the full article…

In a nutshell, UK holiday home insurance may typically be required (and also may be a condition of your contract with your mortgage provider) whether your property is for your own exclusive use or for generating income. It is designed to provide financial protection in case something goes wrong. Definitions of a holiday home A Read the full article…

You are probably quite familiar with home insurance – as an owner occupier you are already likely to have taken the precaution of arranging home building and contents cover. If you own buy to let property, you may also know about specialist landlord insurance, which protects not only the bricks and mortar of your let Read the full article…

According to government statistics last updated in August 2016, some three and half million people in Britain own a second home. The great proportion (almost 60%) of these are holiday homes and the other main purposes are: investment properties – in other words, buy to let properties (47.7%); living away from home (19.9%); use as Read the full article…

For many people, the idea of a home in an area of natural beauty and/or historic interest is an attractive one. However, it can lead to some insurance issues in situations where you start to let it out for holiday use. A holiday home Some property owners are lucky enough to live in a property Read the full article…

As holiday homes are typically left unoccupied on a regular basis, it means they are more susceptible to burglary and theft as well as damage caused by maintenance issues that could go unnoticed. Here are some pointers on what you can do in order to keep your second home safe … Maintain your property It Read the full article…