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Category: Unoccupied Property Insurance

The importance of securing your empty property

If you have an unoccupied or empty property, you need to take certain precautions to ensure that it’s as secure as possible. Here we at Cover4LetProperty will outline some of our top tips in this area. Insurance cover Before we do …

Protecting your empty property over winter

There might be any number of reasons why you are leaving property you own empty and unoccupied this coming winter: your work might be taking you away from home for several months; the home you live in, a holiday home …

Quick guide to unoccupied property insurance

If you own property – whether as an owner occupier, a landlord or as an investment in commercial premises – it faces a range of particular risks and perils if it needs to be left empty and unoccupied for longer …

Who needs unoccupied property insurance cover?

In the perfectly normal course of events, there may be times when your property stands empty and unoccupied. What is the status of your property insurance at those times? It might not be an issue – but it may become …

What is unoccupied property insurance?

Why is unoccupied property insurance necessary? One of the most frequently asked questions (FAQs) we’re asked here at Cover4LetProperty is why unoccupied property insurance is necessary. The property owners in question already have home insurance, landlord’s insurance or commercial property …

What does vacant property insurance cover?

A property can become unoccupied or empty for several valid reasons: you are taking an extended holiday; as the landlord of let property, you may face a void between former tenants moving out and new ones being found; your job …

Short term empty property cover

Most standard property insurance will provide cover for properties that are unoccupied for less than a specified number of consecutive days. That figure is usually somewhere between 30 and 45 consecutive days (depending on the insurance provider). This is typically …

Why might I need an unoccupied property insurance quote?

Homes may be left unoccupied for any number of reasons and voids are not the only explanations for a normally let property to lie empty. Whatever the reasons, if no one is living in the home for longer than a …

Are you keeping on top of your unoccupied property?

What makes this an especially pertinent question today? a quarter of all businesses in the UK have had to close down during the current coronavirus crisis, revealed the Independent newspaper on the 16th of April 2020. If you own the …

What factors affect my unoccupied property insurance … and other FAQs

For any property owner who needs to leave their home, buy to let or commercial property empty for more than a month or so, unoccupied property insurance is imperative. Here are some of the most frequently asked questions we receive …