Category: Unoccupied Property Insurance

Short term unoccupied property insurance – what is it?

Posted: 18th Jun 2018

In order to discuss short term unoccupied property insurance, it’s necessary to define a few commonly used terms. Empty property The terms “empty property” and “unoccupied property” are often used loosely to describe what are, in fact, several very different property situations. They might include: a property which at a given point in time, is Read the full article…

The importance of empty property insurance

Posted: 12th Apr 2018

After a winter ravaged by assorted “Beasts from the East”, you might be forgiven for wanting to escape Britain’s unpredictable climate by taking an extended holiday somewhere warm and sunny. But what happens to the home you have left empty in the meantime? More specifically, what is the position with respect to its continuing insurance Read the full article…

Keep your empty property safe

Posted: 3rd Jan 2018

Thieves love empty property. This is a long-established wisdom and one that is regularly restated by the police and the insurance industry. Typically, empty properties come into one of two categories; those that are simply empty or unoccupied for short periods, such as if you and your family are away visiting relatives one weekend; properties Read the full article…

What does unoccupied property insurance cover?

Posted: 27th Dec 2017

Whether you are a homeowner occupier or the landlord of buy to let property, you may know that your property is likely to be more than usually vulnerable when it stands empty and unoccupied for any length of time. In that case, you probably know that the standard home insurance or landlord insurance cover which Read the full article…

Keeping your empty property safe

Posted: 27th Nov 2017

There are a daunting catalogue of risks faced by empty property, compared to that which is occupied on a more or less permanent basis. The list typically includes loss or damage to the property resulting from: fire and arson; squatting; theft and vandalism; other trespassers, intruders and Travellers; use for illegal parties, raves or trading; Read the full article…

Who needs unoccupied property insurance?

Posted: 28th Oct 2017

If you are the landlord of buy to let property, one of the last things you want is the so-called “void” – the period of time during which there is no tenant in the residence, and therefore no rental income on which your business relies. But there may be occasions when that state of affairs Read the full article…

What does unoccupied property insurance cover?

Posted: 20th May 2017

Unoccupied property insurance is very much what the name suggests – it provides insurance cover for your property – whether that is your home, let property, a holiday home or commercial property. Why do you need it? The answer is given quite simply and clearly in a guide published by the Association of British Insurers Read the full article…

The importance of securing your empty property

Posted: 16th May 2017

If you have an unoccupied or empty property, you need to take certain precautions to ensure that it’s as secure as possible. Here we at Cover4LetProperty will outline some of our top tips in this area. Insurance cover Before we do so, let’s just have a quick re-cap as to why this is required and Read the full article…

Who needs unoccupied property insurance?

Posted: 16th Apr 2017

Your property may be unoccupied for periods of time. In terms of your insurance cover that might not be an issue – but it may become one. It’s worth reading on to be sure you’re clear as to the difference. When does a property become unoccupied? We know from experience that many landlords use the Read the full article…