Category: Unoccupied Property Insurance

Who needs unoccupied property insurance?

Posted: 16th Apr 2017

Your property may be unoccupied for periods of time. In terms of your insurance cover that might not be an issue – but it may become one. It’s worth reading on to be sure you’re clear as to the difference. When does a property become unoccupied? We know from experience that many landlords use the Read the full article…

Quick guide to unoccupied property insurance

Posted: 5th Feb 2017

If you own property – whether as an owner occupier, a landlord or as an investment in commercial premises – it faces a range of particular risks and perils if it needs to be left empty and unoccupied for longer than a month or so. The risks Property managers and security firms recognise the additional Read the full article…

Top tips on getting cheaper empty property insurance

Posted: 21st Dec 2016

As homeowners take longer than usual winter breaks in search of sunnier weather and students leave their rented accommodation for the holidays, this may be a time of year when your home or let property may be standing empty, with no one living there, for several weeks or so. That also makes it a time Read the full article…

Metal theft and your empty property

Posted: 13th Oct 2016

Metal theft costs the UK economy the equivalent of more than 64,000 Ford Fiestas every year, says a guide published by the British Security Industry Association (BSIA). The guide explains that metal worth more than £770 million is stolen, both for its intrinsic value and to be smelted down for the manufacture of new products. Read the full article…

Empty house? Then check you have the correct cover

Posted: 5th Sep 2016

Have you just got back from the Rio Olympics, having extended your holiday to do some travelling and take in all that colour and carnival of Brazil? It is not only an extended holiday to such an exotic part of the world that might leave your home empty and unoccupied for all those weeks, of Read the full article…

What is unoccupied property insurance?

Posted: 3rd Aug 2016

This is one of the questions we’re most frequently asked by landlords. We recognise that it can appear complicated because nobody wants to think they’re paying for their property and contents insurance twice. Well, please be assured that’s not the case! What is happening is that we or your insurance provider are trying to make Read the full article…

Unoccupied property advice

Posted: 30th Apr 2016

There are a number of sources to which it might be quite natural to turn for advice – think of the police, the fire services or even the suppliers of energy needs and utilities. Of all the potential sources, however, one of the most important and critical is likely to be your insurance provider. That Read the full article…

The importance of unoccupied property insurance

Posted: 23rd Mar 2016

Without it, the property you own might be exposed to all manner of risks of loss or damage. That is why unoccupied property insurance is so important – it steps in to provide the necessary cover at a time when you might need it the most. What are the risks? Some of the problems most Read the full article…

Unoccupied property insurance FAQs

Posted: 27th Feb 2016

What is unoccupied property insurance? For once, here is an insurance product which does exactly what it says on the tin – unoccupied property insurance is cover for property you own which is temporarily empty and vacant. Why might I need it? your need for specialist unoccupied property insurance may be similarly simple and straight Read the full article…

The importance of unoccupied property insurance

Posted: 7th Jan 2016

The importance of unoccupied property insurance may be summed up in a very simple and straight forward way. If your property has been vacant for more than a month or more and you do not have unoccupied property insurance, you run the risk of the premises being uninsured – and, so, stand to lose your Read the full article…