Blog

Who needs UK holiday home insurance?

Posted: 27th Jan 2018

In a nutshell, UK holiday home insurance may typically be required (and also may be a condition of your contract with your mortgage provider) whether your property is for your own exclusive use or for generating income. It is designed to provide financial protection in case something goes wrong. Definitions of a holiday home A Read the full article…

Landlord insurance cover: what does it cover?

Posted: 16th Jan 2018

At Cover4LetProperty, we’ve stressed in previous blogs that it is impossible to state in isolation, just what landlord insurance will or will not cover. Different policies have different components of cover and almost inevitably, varying terms and conditions governing them. So, while we can speak with expert knowledge about the policies we provide, we may Read the full article…

Seven things landlords need to know for 2018

Posted: 10th Jan 2018

Future-guessing is always dangerous but there are some likely issues on the horizon for landlords in the year ahead. As it’s early in the year, this seems like a good time to share some of these with you. Do keep in mind though that some of what’s discussed below is subject to events and decisions Read the full article…

Keep your empty property safe

Posted: 3rd Jan 2018

Thieves love empty property. This is a long-established wisdom and one that is regularly restated by the police and the insurance industry. Typically, empty properties come into one of two categories; those that are simply empty or unoccupied for short periods, such as if you and your family are away visiting relatives one weekend; properties Read the full article…

What does unoccupied property insurance cover?

Posted: 27th Dec 2017

Whether you are a homeowner occupier or the landlord of buy to let property, you may know that your property is likely to be more than usually vulnerable when it stands empty and unoccupied for any length of time. In that case, you probably know that the standard home insurance or landlord insurance cover which Read the full article…

Don’t forget your responsibilities

Posted: 20th Dec 2017

Any responsible landlord is likely to be aware of their responsibilities towards their tenants. They have a legal obligation to ensure that any let property is safe and free from health hazards – essential considerations for your tenants, of course, yet also crucial to your running a profitable, legally compliant business, that also meets the Read the full article…

Less than four months to go until MEES time

Posted: 14th Dec 2017

Have you put the date in your diary yet? The 1st of April 2018 is now less than four months away – which leaves little time for landlords to be fully prepared for the implementation of Minimum Energy Efficient Standards (MEES) in let property. What’s it all about? As the pressure group for corporate social Read the full article…

Winterproof your investment property

Posted: 4th Dec 2017

Widespread snow and ice have already caused transport chaos and building damage in the UK. Now that we’re in the dead of winter, how effectively did you remember to protect your investment property against the ravages of the elements? Since there’s still time to prevent any further damage to any residential or commercial property in Read the full article…

Keeping your empty property safe

Posted: 27th Nov 2017

There are a daunting catalogue of risks faced by empty property, compared to that which is occupied on a more or less permanent basis. The list typically includes loss or damage to the property resulting from: fire and arson; squatting; theft and vandalism; other trespassers, intruders and Travellers; use for illegal parties, raves or trading; Read the full article…

What does renovation insurance cover?

Posted: 22nd Nov 2017

What is renovation insurance? Renovation insurance is a standalone insurance product which plugs the gaps inevitably left by your regular property insurance whilst renovation works are in progress – the building of an extension, loft conversion, refurbishment or remodelling of your home or buy to let property. It restores the protection needed for the present Read the full article…