Blog

Less than four months to go until MEES time

Posted: 14th Dec 2017

Have you put the date in your diary yet? The 1st of April 2018 is now less than four months away – which leaves little time for landlords to be fully prepared for the implementation of Minimum Energy Efficient Standards (MEES) in let property. What’s it all about? As the pressure group for corporate social Read the full article…

Winterproof your investment property

Posted: 4th Dec 2017

Widespread snow and ice have already caused transport chaos and building damage in the UK. Now that we’re in the dead of winter, how effectively did you remember to protect your investment property against the ravages of the elements? Since there’s still time to prevent any further damage to any residential or commercial property in Read the full article…

Keeping your empty property safe

Posted: 27th Nov 2017

There are a daunting catalogue of risks faced by empty property, compared to that which is occupied on a more or less permanent basis. The list typically includes loss or damage to the property resulting from: fire and arson; squatting; theft and vandalism; other trespassers, intruders and Travellers; use for illegal parties, raves or trading; Read the full article…

What does renovation insurance cover?

Posted: 22nd Nov 2017

What is renovation insurance? Renovation insurance is a standalone insurance product which plugs the gaps inevitably left by your regular property insurance whilst renovation works are in progress – the building of an extension, loft conversion, refurbishment or remodelling of your home or buy to let property. It restores the protection needed for the present Read the full article…

Do you need landlord insurance?

Posted: 11th Nov 2017

Whether your buy to let property is the focus of a concerted business undertaking or whether you have fallen into the role as a more or less “accidental landlord”, the moment tenants are paying to rent your dwelling, you are almost certain to need landlord insurance. Standard forms of insurance When you arrange building and Read the full article…

Universal Credit and landlords

Posted: 3rd Nov 2017

From the high cost of calls to the Department of Work and Pensions helpline, to the six-week delay until back-dated benefit payments are received, media coverage of the government’s rollout of the new system of Universal Credit has – quite reasonably – focussed on the plight of affected recipients. Universal Credit – in a nutshell Read the full article…

Who needs unoccupied property insurance?

Posted: 28th Oct 2017

If you are the landlord of buy to let property, one of the last things you want is the so-called “void” – the period of time during which there is no tenant in the residence, and therefore no rental income on which your business relies. But there may be occasions when that state of affairs Read the full article…

What does rent guarantee insurance cover?

Posted: 22nd Oct 2017

This autumn sees the government rolling out its much vaunted universal credits system of social benefits. Amongst the areas affected by the new rules is the replacement of the former system of housing benefit for those on low incomes, who are struggling to pay their rent. According to a report in the Guardian newspaper on Read the full article…

Are you increasing your rents?

Posted: 14th Oct 2017

Landlords of buy to let property have been under increasing financial pressure in recent years. Probably the biggest challenge to running a profitable business has been the effective increase in taxation, following the decision to abandon tax relief on mortgage interest repayments paid by landlords. But other regulations, such as an increase in Stamp Duty, Read the full article…

Protecting yourself from property fraud

Posted: 3rd Oct 2017

Property fraud is one of the fastest growing crimes in the UK, according to press reports. The principle is alarmingly straight forward and simply described by the property website Just Do Property. It involves the effective theft of your property by criminals who steal your identity and, by impersonating you, go on to mortgage or Read the full article…