Blog

Do I need landlord insurance?

Posted: 25th Apr 2018

If you are a homeowner, you are probably aware of the importance of building and contents insurance to safeguard against the risks of serious loss or damage to both the structure and fabric of your home and its contents. If you decide to let that property to tenants, however, there is a fundamental change in Read the full article…

Renting a home is a choice

Posted: 17th Apr 2018

“Generation rent” is a term coined by the media to describe that large segment of the – mainly younger – population who are renting rather than buying their own home. The Independent newspaper, for example, has a whole section devoted to the group. The underlying assumption in practically every reference to generation rent, however, is Read the full article…

The importance of empty property insurance

Posted: 12th Apr 2018

After a winter ravaged by assorted “Beasts from the East”, you might be forgiven for wanting to escape Britain’s unpredictable climate by taking an extended holiday somewhere warm and sunny. But what happens to the home you have left empty in the meantime? More specifically, what is the position with respect to its continuing insurance Read the full article…

Landlords and GDPR

Posted: 5th Apr 2018

Facebook’s CEO Mark Zuckerberg gave 10 hours of testimony before the US Senate on the 10th and 11th of April 2018 – most of it connected with recent scandals surrounding the website’s disclosure of personal data about its members. For viewers this side of the Atlantic, the occasion may have helped reinforce the importance of Read the full article…

Lets with pets

Posted: 26th Mar 2018

The question, as to whether or not to allow tenants to keep pets in a let property, has long been one that may have troubled some landlords. There are arguments for and against this which have been explored extensively in various publications and landlord insurance websites. However, what was previously a largely business tactical and Read the full article…

Gas safety certificates: need to know

Posted: 20th Mar 2018

A recent court decision has a given cause for concern amongst some landlords. This relates to the question of gas safety certificates and how they may affect the outcome of a landlord’s attempt to obtain possession of a property through the Section 21 route. The case The court concerned has recently rejected a Section 21 Read the full article…

Problems with an empty property

Posted: 12th Mar 2018

Properties might stand empty for any one of many different reasons. Perhaps it is because: it is under renovation; a landlord is finding it very difficult to let – for whatever reason; it is an inheritance that is proving tricky to sell; the property is uninhabitable and the owner lacks the funds to renovate it; Read the full article…

What does UK holiday home insurance cover?

Posted: 6th Mar 2018

There may be many reasons why you are considering purchasing a holiday home. Whatever those reasons might be, it will be imperative to consider carefully the subject of UK holiday home insurance. Some basics Your holiday home has almost certainly cost you a substantial sum. It should therefore be your natural instinct to consider ways Read the full article…

Rent guarantee insurance explained

Posted: 24th Feb 2018

Many landlords, quite understandably, worry about what would happen should their tenants cease paying the rent or perhaps abscond leaving large debts behind. While most landlords would hope that this will never happen to them, in reality, it is always a possibility. That is why rent guarantee insurance is worth considering. Here’s a quick overview Read the full article…

Be aware of changes to HMO legislation

Posted: 14th Feb 2018

It’s almost here. The “it” above is the change to HMO (House in Multiple Occupation) legislation that will take effect from the 4th May 2018. Just in case you’ve missed it, here is a quick summary of what’s happening and some of the potential implications for you in terms of HMO insurance. The background Back Read the full article…