Blog

Seven things landlords need to know for 2018

Posted: 10th Jan 2018

Future-guessing is always dangerous but there are some likely issues on the horizon for landlords in the year ahead. As it’s early in the year, this seems like a good time to share some of these with you. Do keep in mind though that some of what’s discussed below is subject to events and decisions Read the full article…

Keep your empty property safe

Posted: 3rd Jan 2018

Thieves love empty property. This is a long-established wisdom and one that is regularly restated by the police and the insurance industry. Typically, empty properties come into one of two categories; those that are simply empty or unoccupied for short periods, such as if you and your family are away visiting relatives one weekend; properties Read the full article…

Don’t forget your responsibilities

Posted: 20th Dec 2017

Any responsible landlord is likely to be aware of their responsibilities towards their tenants. They have a legal obligation to ensure that any let property is safe and free from health hazards – essential considerations for your tenants, of course, yet also crucial to your running a profitable, legally compliant business, that also meets the Read the full article…

Less than four months to go until MEES time

Posted: 14th Dec 2017

Have you put the date in your diary yet? The 1st of April 2018 is now less than four months away – which leaves little time for landlords to be fully prepared for the implementation of Minimum Energy Efficient Standards (MEES) in let property. What’s it all about? As the pressure group for corporate social Read the full article…

Winterproof your investment property

Posted: 4th Dec 2017

Widespread snow and ice have already caused transport chaos and building damage in the UK. Now that we’re in the dead of winter, how effectively did you remember to protect your investment property against the ravages of the elements? Since there’s still time to prevent any further damage to any residential or commercial property in Read the full article…

Keeping your empty property safe

Posted: 27th Nov 2017

There are a daunting catalogue of risks faced by empty property, compared to that which is occupied on a more or less permanent basis. The list typically includes loss or damage to the property resulting from: fire and arson; squatting; theft and vandalism; other trespassers, intruders and Travellers; use for illegal parties, raves or trading; Read the full article…

Do you need landlord insurance?

Posted: 11th Nov 2017

Whether your buy to let property is the focus of a concerted business undertaking or whether you have fallen into the role as a more or less “accidental landlord”, the moment tenants are paying to rent your dwelling, you are almost certain to need landlord insurance. Standard forms of insurance When you arrange building and Read the full article…

Universal Credit and landlords

Posted: 3rd Nov 2017

From the high cost of calls to the Department of Work and Pensions helpline, to the six-week delay until back-dated benefit payments are received, media coverage of the government’s rollout of the new system of Universal Credit has – quite reasonably – focussed on the plight of affected recipients. Universal Credit – in a nutshell Read the full article…

Who needs unoccupied property insurance?

Posted: 28th Oct 2017

If you are the landlord of buy to let property, one of the last things you want is the so-called “void” – the period of time during which there is no tenant in the residence, and therefore no rental income on which your business relies. But there may be occasions when that state of affairs Read the full article…

What does rent guarantee insurance cover?

Posted: 22nd Oct 2017

This autumn sees the government rolling out its much vaunted universal credits system of social benefits. Amongst the areas affected by the new rules is the replacement of the former system of housing benefit for those on low incomes, who are struggling to pay their rent. According to a report in the Guardian newspaper on Read the full article…