Blog

Who needs unoccupied property insurance?

Posted: 16th Apr 2017

Your property may be unoccupied for periods of time. In terms of your insurance cover that might not be an issue – but it may become one. It’s worth reading on to be sure you’re clear as to the difference. When does a property become unoccupied? We know from experience that many landlords use the Read the full article…

What to consider when buying landlords insurance

Posted: 12th Apr 2017

Whether you joined the ranks of buy to let landlords with the specific aim of making a more or less full-time business of it, or whether you found yourself with a suitable property on your hands and became an “accidental” landlord, you are almost certain to have considered the importance of landlords insurance. Without this Read the full article…

CMP to be made compulsory for letting agents

Posted: 5th Apr 2017

There are changes on the way for the CMP (Client Money Protection) scheme. These will be beneficial to the industry at large and it’s important that landlords and letting agents understand them. The background Prior to 2007, disputes could arise when tenants were unable to obtain refunds of sums they’d paid to letting agents as Read the full article…

Dealing with mould

Posted: 23rd Mar 2017

It is widely understood that living conditions have a considerable impact on individuals’ health. One of the most prevalent causes of unhealthy living conditions is mould and damp. The National Health Service (NHS), for example, is unequivocal in identifying mould as the cause of: respiratory infections and problems; allergies; asthma; and damage to individuals’ immune Read the full article…

What types of landlord insurance are there?

Posted: 17th Mar 2017

There is a general consensus that changes to tax rules and ever-increasing regulation have made life more difficult for landlords of let property in the past couple of years. Those difficulties have been made no easier by the growing trend towards a contraction in the private rented sector through greater home ownership – a trend Read the full article…

Landlord’s Insurance for Beginners

Posted: 13th Mar 2017

Landlord’s insurance (also known as buy to let or let property insurance) is something a landlord should begin to think about when purchasing a property with the intention to let it. If you fail to purchase landlord’s insurance, you are putting yourself at unnecessary financial risk, which could result in disastrous repercussions. Also, if you Read the full article…

What happens if my property suffers a leak?

Posted: 7th Mar 2017

Water leaks may occur at practically any time of the year, although systems tend to be more vulnerable during the winter time, if pipes have been allowed to freeze and rupture. The leak may be obvious and immediately noticeable, or it may be a hidden and insidious leak which is difficult to trace. Whatever the Read the full article…

Subsidence History? Cover4 can help

Posted: 5th Mar 2017

Here at Cover4LetProperty we will always try and obtain quotations for the majority of risks we are shown by our clients. Our landlords insurance policies can cater for many historic issues your property may have – typically even, in some cases, subsidence. Should you require a landlords insurance quotation from us for a property which Read the full article…

How do I make a claim on my landlords insurance?

Posted: 2nd Mar 2017

It may be your biggest headache after your property investment – having to make a claim on your landlords insurance. The last thing you need is to have to dig around for your policy documents when you have your tenants on the phone and the worry of damage or loss to your investment! That’s why Read the full article…