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What does buildings insurance cover?

Posted: 4th Jun 2014

Just about any buildings insurance (whether owner-occupier home insurance; landlords insurance; or unoccupied property insurance) typically covers the structure of the building (so walls, roof etc) as well as the fixtures and fittings. The fixtures and fittings are things like fitted kitchens, built in wardrobes etc – basically, anything that would be left inside your Read the full article…

How to avoid bad tenants

Posted: 4th Jun 2014

One of the most important facts of life for any landlord to grasp is that once you have agreed to let tenants move into your property, you effectively lose certain rights of ownership until such time as the agreement comes to an end and they move out. A painful lesson In some situations that can Read the full article…

What to consider when buying landlords insurance

Posted: 4th Jun 2014

If renewal time has come around again, or you simply wish to review your current landlords insurance policy to make sure you have the most cost-effective cover, then the following considerations may help: Have your circumstances changed since you purchased your last policy? for example, has your tenant type changed (not all insurance providers will Read the full article…

Is your tenant type covered?

Posted: 4th Jun 2014

You might think that a typical landlords’ policy would offer cover irrespective of the types of tenant that you have in your property. Unfortunately, that might very well be wrong. These are the facts that you might typically encounter in this area: some policies, perhaps typically including those provided by ourselves at Cover4LetProperty, do offer Read the full article…

The importance of getting suitable landlords cover

Posted: 4th Jun 2014

If you have questions relating to landlords insurance, you might find some of the answers in the FAQs below. How do I know which landlord insurance is right for me? There are really three ways of going about this: you can take a considerable amount of time to familiarise yourself with all aspects of the Read the full article…

New landlords insurance infographic reveals the high price of claims

Posted: 4th Jun 2014

As part of their ongoing commitment to providing useful information in plain English, specialist niche insurance broker Cover4LetProperty.co.uk have added a new infographic to their website highlighting information and data from the world of landlords. For example: in 2011, the most common claim under a landlords insurance policy from Cover4LetProperty was for escape of water Read the full article…

Landlord insurance for DSS tenants

Posted: 4th Jun 2014

Some insurance policies may have certain conditions attached relating to who you can and cannot let your property to. For example, some policies may specifically exclude certain categories of tenants like students, DSS, immigrants and so on. While this may be perfectly acceptable for some landlords, there may be others and you may be one Read the full article…

Getting the broadest landlord insurance cover

Posted: 4th Jun 2014

Sadly, things sometimes go wrong in the business life of a landlord and that means that sometimes you may need to turn to your insurance policy. Here are a few things that you may be looking for at such a time but which may not be included as standard (or available as an add-on) in Read the full article…