Blog

Importance of reviewing your landlord insurance

Posted: 4th May 2016

It’s curious how many of us seem to approach the question of insurance. A renewal notice or reminder comes around each year, and there is a tendency simply to arrange the same cover as last year, with the same insurer, almost as a reflex reaction. Renewals based on what amounts to little more than a Read the full article…

Unoccupied property advice

Posted: 30th Apr 2016

There are a number of sources to which it might be quite natural to turn for advice – think of the police, the fire services or even the suppliers of energy needs and utilities. Of all the potential sources, however, one of the most important and critical is likely to be your insurance provider. That Read the full article…

Getting insurance on buy to let property

Posted: 19th Apr 2016

The first three months of 2016 saw what the Guardian newspaper called a “frenzy” of activity as existing and would-be buy to let landlords rushed to buy property before the deadline of the 1st of April. This is the date on which a 3% stamp duty surcharge was introduced on the purchase of any home Read the full article…

What does landlord insurance cover you for?

Posted: 12th Apr 2016

According to the most recent census of England and Wales, more than 1 in three homes is let by landlords to tenants. In other words, there are more than 8 million landlords. There are also many types of landlord – from the small to multi-property, from what might be called the “professional” landlord to the Read the full article…

The importance of unoccupied property insurance

Posted: 23rd Mar 2016

Without it, the property you own might be exposed to all manner of risks of loss or damage. That is why unoccupied property insurance is so important – it steps in to provide the necessary cover at a time when you might need it the most. What are the risks? Some of the problems most Read the full article…

HMO landlord Insurance

Posted: 16th Mar 2016

If you are the landlord of a house in multiple occupation (HMO), you need to be aware of special rules and licensing arrangements which apply to such dwellings and to the special conditions which may attach to the insurance you arrange to safeguard your property and your buy to let business. What is a house Read the full article…

Saving money on your landlord insurance

Posted: 9th Mar 2016

At the beginning of April, a new stamp duty land tax will add a further 3% on top of existing stamp duties for anyone buying fewer than 15 buy to let properties in the same transaction. As the website LandlordZone noted on the 2nd of March 2016, this comes hot on the heels of other Read the full article…

Unoccupied property insurance FAQs

Posted: 27th Feb 2016

What is unoccupied property insurance? For once, here is an insurance product which does exactly what it says on the tin – unoccupied property insurance is cover for property you own which is temporarily empty and vacant. Why might I need it? your need for specialist unoccupied property insurance may be similarly simple and straight Read the full article…

Dealing with tenant rent arrears

Posted: 16th Feb 2016

If you are the landlord of buy to let property, what is likely to be one of your chief worries? If you are like the majority of landlords, this is likely to be a question of your tenants continuing to pay the rent when it falls due. Payment, after all, is not only a question Read the full article…