Blog

How to finance your portfolio

Posted: 26th Nov 2015

If you are looking to build up a portfolio of properties in which to invest, one of the first and most critical questions is likely to turn on the question of how to finance your portfolio purchase. General principles Investment in property is akin to any other business initiative – the prospects of a positive Read the full article…

Working with letting agencies

Posted: 24th Nov 2015

The management of any let property may prove a time-consuming and onerous task – even if you are only an occasional or “accidental” landlord. Advertising the letting, selecting of tenants, conducting background checks and taking up references, drawing up the tenancy agreement and conducting inventories, all take considerable effort – and that is before you Read the full article…

How to sell off your property portfolio

Posted: 16th Nov 2015

As anyone owning buy to let property is probably already painfully aware, this summer’s decision by the Chancellor of the Exchequer to curb tax relief on landlords’ mortgage interest payments seems set to hit the industry hard. Indeed, according to a report by City A.M. on the 25th of September 2015, a fifth of the Read the full article…

Do you know your responsibilities as a landlord?

Posted: 15th Nov 2015

Landlords have responsibilities and obligations. These hold whether you are a professional, full-time investor in buy to let property or you are an “accidental” landlord who has come into the business almost by chance and without any great conscious business goal. So, what are your responsibilities as a landlord? Duty of care The duty of Read the full article…

Protecting your empty property over winter

Posted: 10th Nov 2015

There might be any number of reasons why you are leaving property you own empty and unoccupied this coming winter: your work might be taking you away from home for several months; the home you live in, a holiday home or residential or commercial property you let to tenants might be in the process of Read the full article…

Landlord insurance tips

Posted: 8th Nov 2015

Some landlords are fully committed buy to let investors with a view to making their living from the business. Others might have found themselves to be landlords almost by accident, thanks to a single property they might have inherited or one awaiting a decision on its possible sale. Either way you look at it, however, Read the full article…

What is UK holiday home insurance?

Posted: 5th Nov 2015

To answer that question, it might be helpful to consider some of the possibilities in order to narrow down the definition. On the face of it, for example, it might seem that UK holiday home insurance is likely to share many similarities with the following. Home insurance Home insurance is the name generally given to Read the full article…

Have you got suitable landlord insurance?

Posted: 29th Oct 2015

At first glance, there might seem little difference between a dwelling in which the owner occupier lives and one that is let to a tenant – despite the difference in tenure, both are homes, with a building and its contents broadly vulnerable to similar risks and perils. As far as mortgage lenders and insurers are Read the full article…

What to do if you own or are buying an empty home

Posted: 23rd Oct 2015

Britain’s population is both growing and the age profile is getting older. These are just two of the factors contributing to an overall shortage of housing. Yet the government’s own figures reveal that although: only 115,000 new homes were built during the year 2009 to 2010 (fewer than at any other time since the 1920s); Read the full article…