Category: Landlord Insurance
What are your obligations as a landlord?
For some individuals, a buy to let business might be their entire livelihood. For others, it might have been something into which they have fallen almost by accident – a property they inherited or a home in which they no …
Have you got suitable landlord insurance?
At first glance, there might seem little difference between a dwelling in which the owner occupier lives and one that is let to a tenant – despite the difference in tenure, both are homes, with a building and its contents …
Landlord insurance tips
Some landlords are fully committed buy to let investors with a view to making their living from the business. Others might have found themselves to be landlords almost by accident, thanks to a single property they might have inherited or …
Landlord’s Insurance for Beginners
Landlord’s insurance (also known as buy to let insurance or let property insurance) is something a landlord should consider when purchasing a property with the intention to let it. If you fail to purchase landlord’s insurance, you are putting yourself …
Types of landlord insurance
If you have joined the ranks of an estimated 2.8m buy to let landlords in the UK, your property is an investment – probably one of the most valuable investments you are likely to make. It makes sense, therefore, to …
Why is landlord insurance more expensive than home insurance?
To begin to answer this question it might be helpful to look at the use to which two different types of property are put: Home insurance a home is where you live – you might be an owner occupier or …
Getting the most appropriate cover for your let property
To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. What is the difference between an owner-occupied mortgage and …
What does landlord insurance cover?
You’ve probably noticed it about many financial services products that there’s often no single straightforward answer – and that’s true when you ask what landlord insurance covers. A lot depends on the type of landlord you are, the type of …
Landlord insurance for DSS tenants
Some landlord insurance policies may have certain conditions attached to who you can and cannot rent your property. For example, some policies may specifically exclude cover if tenancies are granted to groups such as students, DSS recipients, asylum seekers, or …
Landlord insurance cover and other FAQs
Don’t let anyone tell you they’ve learnt all there is to becoming a landlord. It’s almost certainly more difficult than you think. The challenges will vary from one type of property to another, depend on the tenants you attract to …
