Blog

The importance of unoccupied property insurance

Posted: 23rd Mar 2016

Without it, the property you own might be exposed to all manner of risks of loss or damage. That is why unoccupied property insurance is so important – it steps in to provide the necessary cover at a time when you might need it the most. What are the risks? Some of the problems most Read the full article…

HMO landlord Insurance

Posted: 16th Mar 2016

If you are the landlord of a house in multiple occupation (HMO), you need to be aware of special rules and licensing arrangements which apply to such dwellings and to the special conditions which may attach to the insurance you arrange to safeguard your property and your buy to let business. What is a house Read the full article…

Saving money on your landlord insurance

Posted: 9th Mar 2016

At the beginning of April, a new stamp duty land tax will add a further 3% on top of existing stamp duties for anyone buying fewer than 15 buy to let properties in the same transaction. As the website LandlordZone noted on the 2nd of March 2016, this comes hot on the heels of other Read the full article…

Unoccupied property insurance FAQs

Posted: 27th Feb 2016

What is unoccupied property insurance? For once, here is an insurance product which does exactly what it says on the tin – unoccupied property insurance is cover for property you own which is temporarily empty and vacant. Why might I need it? your need for specialist unoccupied property insurance may be similarly simple and straight Read the full article…

Dealing with tenant rent arrears

Posted: 16th Feb 2016

If you are the landlord of buy to let property, what is likely to be one of your chief worries? If you are like the majority of landlords, this is likely to be a question of your tenants continuing to pay the rent when it falls due. Payment, after all, is not only a question Read the full article…

Landlord insurance and tenants

Posted: 3rd Feb 2016

At times, the relationship between landlord and tenant might be complicated. Especially if you are a new or “accidental” landlord you might be tempted into thinking that the best way of getting along with your tenants is to treat them almost as friends, in order to maintain an easy and mutually civil relationship. This is Read the full article…

Landlord insurance tips

Posted: 28th Jan 2016

Have you just found yourself to be an accidental landlord? Perhaps you inherited a property which you’ve decided to let out? Or perhaps you’re having difficulty selling your previous home and want to let it out for a while? Then you might have slipped into the role as an “accidental landlord”. On the other hand, Read the full article…

Getting the most appropriate cover for your let property

Posted: 19th Jan 2016

To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. A home or a business proposition? Quite simply, properties that have been bought to let are quite different to those occupied by their owner. Read the full article…

Vacant property insurance explained

Posted: 15th Jan 2016

When does property you own become vacant? Individual owners might have a wide range of opinions, depending largely upon the particular reason for the premises being temporarily unoccupied. Insurers, on the other hand, are likely to have a rather more particular view and a closer definition of a property falling empty and vacant. Whereas many Read the full article…