Category: Empty Property

The key facts of unoccupied property insurance

Posted: 4th Jun 2014

There may be many reasons why your property sits unoccupied for a period of time. That may not be an issue for your existing landlords insurance, unless the period concerned exceeds the specified number of consecutive days – which you might find to be somewhere in the region of 30 to 45. If so, you Read the full article…

When is a property classed as unoccupied?

Posted: 4th Jun 2014

Here are some frequently asked questions on the subject of unoccupied property and associated insurance. What makes a property unoccupied? In the context of insurance cover, any property without someone residing in it is described as unoccupied. This would typically not include properties which were unoccupied on a temporary basis. That might cover situations such Read the full article…

How to maintain your empty property

Posted: 4th Jun 2014

Here are a few areas that you may wish to consider carefully if you believe that your property is likely to sit empty (or just unoccupied) for an extended period of time. Insurance considerations A typical landlord insurance policy will cover unoccupied property up to a maximum of somewhere between 30 and 45 days. After Read the full article…

How to keep your empty property secure

Posted: 4th Jun 2014

Like it or not, there may be times when your property is going to sit unoccupied. Sooner or later you may encounter a delay in finding new tenants or perhaps another circumstance might involve you needing to close your property to letting for a few weeks in order to undertake conversions, refurbishment or simply to Read the full article…

Looking after an empty property

Posted: 4th Jun 2014

As a landlord you may appreciate only too well that your income depends on your property being let out to tenants. If something happens and your property is empty, then not only is your earning ability reduced but your property may start to deteriorate over any extended period of time and that might seriously affect Read the full article…

Requirements for an unoccupied property insurance quote

Posted: 4th Jun 2014

When you purchase buy to let landlord insurance cover, you may note that these may contain terms and conditions relating to the occupancy status of your property. These conditions may mean that you might benefit from getting an unoccupied property insurance quote because: a standard landlords insurance policy may be based on the assumption that Read the full article…

Why might you need cheap unoccupied property insurance?

Posted: 3rd Jun 2014

When your property is empty for periods in excess of 30 consecutive days or more you may need to purchase cheap unoccupied property insurance to ensure that your property has continuity of insurance cover. Why? When your property has tenants in place your buy to let property insurance policy may offer appropriate protection for the Read the full article…

The purpose of an unoccupied property insurance quote

Posted: 3rd Jun 2014

You may have seen mention of an unoccupied property insurance quote and wondered just what this related to: typical landlord insurance is designed to cover a property that is occupied or unoccupied for short periods (e.g. annual holidays etc) – this also typically applies to owner-occupied properties; insurers may allow a period of up to Read the full article…

Finding the best unoccupied property insurance

Posted: 3rd Jun 2014

If you are a landlord then you obviously you may wish to keep the times when your property has no tenants living in it and paying rent to you to an absolute minimum. There may be times though when this may be unavoidable and in these circumstances you may wish to ensure that your property Read the full article…