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Category: FAQs

Can I get immediate landlords insurance cover?

Yes, you can! With the Cover4LetProperty service, you can get an online let property insurance quote in a few minutes and if you like what you see, can buy online – giving you immediate protection. We accept most of the …

Is accidental damage covered as standard under my landlords insurance policy?

Contents and / or buildings accidental damage is not included as standard under your Cover4letProperty insurance policy. This is because we strive to offer you what we consider is the most competitively-priced cover, without including elements of protection that you …

Do you offer discounts on landlords insurance?

Yes, we do! You can opt to pay a voluntary excess on top of your mandatory excess, which may result in discounts of up to 40% on the premium – depending upon the level of excess selected. What is the …

How do I make a claim on my policy?

When we help you to find a policy suitable for your needs, we also make sure that you are totally clear as to how to make a claim should the need arise. As a general principle, you will lodge your …

Are there any restrictions as to whom I can let to?

We are very pleased to confirm that Cover4LetProperty policies will cover all types of tenant irrespective of the category they may come into. That would typically include students, social benefit recipients, asylum seekers and so on. It is worth drawing …

If my let property is damaged, will you cover the cost of alternative accommodation for my tenant?

If you own buy to let property, you probably know that your landlord insurance is quite different to the regular home building and contents insurance typically arranged by an owner-occupier. What distinguishes your landlord insurance from other home insurance policies …

What is the maximum amount of claims you can make on the policy?

There is no limit to the number of claims you can make on your landlord’s insurance policy. Even so, there are several provisos that you will certainly need to consider. Principles In an article dated the 26th of January 2021, …

Do you offer discounts for having multiple properties insured with you?

You’ll be pleased to learn that the answer is a resounding “yes” – we offer discounts if you have multiple properties insured with us. Thanks to what is called multiple property insurance cover or property portfolio insurance, the more properties …

What is Trace and Access cover?

Your home insurance package is designed to safeguard the structure and fabric of the building and the contents of your home. But what about covering the cost of those annoying – and potentially expensive – occasions when some fault or …

Do you cover malicious damage?

In running a buy to let business, any landlord relies on a fundamental sense of responsibility from tenants who will take care of the let property. From time to time, that trust is misplaced or abused and a tenant – …