Author Archives: admin
Legal responsibilities for owners of empty properties
Your property is empty, you no longer live there and you’re awaiting its sale. It’s easy to think you can put responsibility for it to the back of your mind, but that isn’t the case. For as long as you …
Thinking of buying or selling? Let’s see what the housing market is doing right now
Recent UK property market data and news presents a mixed picture for homeowners and landlords. Average house prices have continued to edge upwards, although higher mortgage rates may affect affordability and buyer demand. What can you buy for the average …
Vacant property risks: what owners need to know about empty buildings
Do you own a residential property that is likely to become empty for longer than a month or so? Are you aware of the distinct empty property risks and the extent to which these may impact your buildings insurance? There …
Holiday home liability insurance: protecting yourself from guest claims
If you own a holiday let property in the UK, there is a risk that a guest may suffer an injury, fall ill, or have their property damaged during their stay. In any such incident, they may hold you liable …
Unoccupied properties and escape of water: why it’s one of the biggest insurance risks
A dripping tap doesn’t mend itself. The leak becomes steadily worse. If left undetected because no one is there in an empty property, the escape of water may become a torrent. The Association of British Insurers (ABI) says that escape …
What does UK holiday home insurance cover?
There are many reasons why you might be considering purchasing a holiday home. Whatever those reasons, it is worth giving careful thought to arranging appropriate UK holiday home insurance. Do you need holiday home insurance? Your holiday home has almost …
Residential let legal expenses and optional rent protection insurance: how UK landlords can protect their rental income
Residential let legal expenses insurance helps cover the legal costs associated with disputes between landlords and tenants. Depending on the policy, it may cover repossession proceedings, rent arrears recovery, legal advice and representation. Optional rent protection can also provide financial …
UK property news round-up: house prices, EPC rules and rental market trends
Whether you are a homeowner, landlord, or both, it’s important to keep abreast of the latest property news. Here is a closer look at some of the latest property headlines. House price growth softens following April surge Building Society Nationwide …
Turning your UK holiday home into a holiday let: Insurance changes to consider
If you own a holiday home in the UK, you have the opportunity of earning additional income by letting it out when you are not using it. It’s an opportunity that thousands of owners seem to have seized, according to …
Insurance when renovating an investment property
Are you refurbishing or renovating an investment property you have bought to let? The responsibilities of a landlord are onerous enough. But there’s almost certainly been a lot to consider when planning for additional building works. Have you made sure …
