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Category: UK Holiday Homes Insurance

Running a holiday rental: Insurance risks owners often miss

Running a holiday rental can provide an additional source of income, but it also brings responsibilities and risks that don’t typically arise with an owner-occupied home. Your decision to enter the industry may involve many considerations, not least of which …

Holiday home liability insurance: protecting yourself from guest claims

If you own a holiday let property in the UK, there is a risk that a guest may suffer an injury, fall ill, or have their property damaged during their stay. In any such incident, they may hold you liable …

What does UK holiday home insurance cover?

There are many reasons why you might be considering purchasing a holiday home. Whatever those reasons, it is worth giving careful thought to arranging appropriate UK holiday home insurance. Do you need holiday home insurance? Your holiday home has almost …

Turning your UK holiday home into a holiday let: Insurance changes to consider

If you own a holiday home in the UK, you have the opportunity of earning additional income by letting it out when you are not using it. It’s an opportunity that thousands of owners seem to have seized, according to …

Letting your holiday home in the UK: insurance risks owners should understand

Insurance is important if you own any kind of property. But if you own a holiday home in the UK, there may be particular insurance risks owners should understand. Getting the most appropriate holiday home insurance cover is key to …

Letting your UK holiday home: insurance risks owners should understand

If you own a holiday or second home in the UK and are considering letting it out to paying guests when you are not using it, then it is important you understand some of the additional insurance risks involved. Even …

Holiday cottage insurance: What owners of UK rental cottages may need

If you own a UK rental cottage, you aim to generate income from the rents you charge your guests. The property may be regarded as a business asset for insurance purposes. And because it’s a business asset, it differs substantially …

UK holiday home insurance vs standard home insurance: what’s the difference?

They are both homes you own, so it may seem reasonable to assume that the insurance covering one would also be suitable for the other. However, this is not always the case. Because a holiday home is often used differently …

How to winter-proof a holiday home: insurance, maintenance and empty-period risks

If you are wondering, how do you winter-proof a holiday home, then this post will help get you started … Winter-proofing a holiday home involves preparing the property for cold weather and possible periods of vacancy. This typically includes protecting …

Buying a second home this spring? Here’s what to know about insurance

If you’re a homeowner, you might feel familiar with how home insurance works. If you are buying a second or holiday home this spring, you might want to think again. There are similarities in the insurance arrangements for the two …