Category: UK Holiday Homes Insurance
Letting your UK holiday home: insurance risks owners should understand
If you own a holiday or second home in the UK and are considering letting it out to paying guests when you are not using it, then it is important you understand some of the additional insurance risks involved. Even …
Holiday cottage insurance: What owners of UK rental cottages may need
If you own a UK rental cottage, you aim to generate income from the rents you charge your guests. The property may be regarded as a business asset for insurance purposes. And because it’s a business asset, it differs substantially …
UK holiday home insurance vs standard home insurance: what’s the difference?
They are both homes you own, so it may seem reasonable to assume that the insurance covering one would also be suitable for the other. However, this is not always the case. Because a holiday home is often used differently …
How to winter-proof a holiday home: insurance, maintenance and empty-period risks
If you are wondering, how do you winter-proof a holiday home, then this post will help get you started … Winter-proofing a holiday home involves preparing the property for cold weather and possible periods of vacancy. This typically includes protecting …
Buying a second home this spring? Here’s what to know about insurance
If you’re a homeowner, you might feel familiar with how home insurance works. If you are buying a second or holiday home this spring, you might want to think again. There are similarities in the insurance arrangements for the two …
Holiday let vs landlord insurance: What’s the difference and which do you need?
At first glance, they might appear to be so similar as to be identical. If you own a second home used as a holiday let for paying guests, it appears you play much the same role as any other landlord. …
Reviewing your second home insurance for 2026
It’s a place of escape, somewhere to retreat, and probably a favourite holiday haunt. But let’s be honest, insurance is hardly the most exciting aspect of owning a second home. To avoid giving it a second thought, you might be …
Holiday let insurance UK: Essential cover for short-term rental owners in 2026
Holiday lets sit in an awkward space when it comes to insurance. They look like homes. They are lived in. Yet the way they are occupied is fundamentally different. Guests change regularly, responsibility never does, and there are often stretches …
Winter and your unoccupied main or holiday home: what insurers expect
With the winter months approaching, you’ll want the reassurance that your second or holiday home stays safe and secure while it remains unoccupied. Of course, the same applies to any property left empty for an extended period – whether that’s …
How to manage a UK holiday home from a distance
Owning a holiday home is something many people dream about, and with good reason. It gives you a place to escape to more or less whenever you want, and if you let it out, it can potentially bring in some …
