Category: Commercial Landlords
Fire risk in commercial properties: insurance and prevention
Fire remains a significant risk for commercial properties. Government statistics show that fire and rescue services in England attended 13,679 ‘other building fires’ in the year ending March 2026. A fire can cause extensive damage to commercial premises, as well …
Buying a commercial investment property: insurance checklist
Buying a commercial investment property involves more than assessing its price and potential returns. Insurance is another important consideration – and understanding the risks associated with the building before you buy can help you identify the cover you may need …
Solar panels and commercial property insurance
Look across the roof of almost any industrial estate and there is a good chance you will spot solar panels. Warehouses, offices, shops and other commercial premises can all provide useful roof space for generating electricity – and, for property …
Warehouse insurance for landlords: risks and cover explained
Warehouses present different risks from many other types of commercial property. Their size, construction, the goods stored within them and the activities carried out by tenants can all influence the level of insurance risk. This article explores why warehouses are …
Commercial landlord insurance: how insurers assess business let property risk
Letting a property to a business brings a very different set of legal and insurance considerations from letting a residential home. Commercial tenants use premises for trading, storage, manufacturing or professional services, and these uses can alter both the physical …
Mixed residential and commercial buildings: insurance challenges explained
Some buildings are more complicated than others in the way they are occupied and used. It might be a shop at ground level with a flat above, it might be an office block that also houses residential units, or any …
Commercial property risks landlords often overlook (and how insurance protects you)
If you are the landlord of commercial premises, it is natural to focus first on protecting the structure of the building. However, commercial property risks often extend beyond the fabric of the premises itself and are influenced by how the …
Insurance for small commercial units: offices, workshops, warehouses & studios
If you own or are running a small business, with small commercial property insurance it is important to achieve appropriate alignment with the particular type of premises you occupy and the business activities carried out there. Whether it’s an office, …
Commercial landlord insurance: what business-let properties need in 2026
Letting property to a business is fundamentally different from letting to a private residential tenant. Even where a building looks similar on the surface, commercial occupation alters how it is used, who enters it and how risk tends to arise …
Mixed-use property insurance: how to insure a shop with flats above
Mixed-use buildings are part of everyday life in the UK. Walk down a typical high street and you will often find shops, cafés, small offices and services at ground level, with one or more residential flats above. For landlords, these …
