Category: FAQs

How can I pay for my cover?

Posted: 4th Jun 2014

We are pleased to accept a wide variety of payment methods, including some of the most popular in use today. That includes the following options: credit cards – carrying most of the major market brands; bank debit cards – these essentially involve the payment coming directly out of your bank account; cheques. We recognise that Read the full article…

Is buy to let insurance the same as landlords’ insurance?

Posted: 4th Jun 2014

Yes, it is. There are though occasionally some slight differences of context surrounding the use of the two terms. Buy to let insurance is commonly used in situations where the landlord is applying for some form of loan or mortgage in order to help them purchase a property. That’s because, in most circumstances, a lender Read the full article…

Do you cover malicious damage?

Posted: 4th Jun 2014

Yes we do, though this may make us relatively unusual, as this type of cover may be far from commonplace in landlords’ insurance. In passing, here are a few tips as to how you might reduce the scope for disputes and misunderstandings relating to breakages of a type that might, sometimes, be incorrectly assumed to Read the full article…

Do you offer discounts on landlords insurance?

Posted: 4th Jun 2014

Yes, we do! We understand that customers typically enjoy the maximum degree of freedom possible in terms of selecting the type of cover they have and the amount they pay for it. That is why we allow our customers to choose a voluntary excess of £100-£1000, which might result in discounts of up to 40% Read the full article…

How do I make a claim on my policy?

Posted: 4th Jun 2014

When we help you to find a policy suitable for your needs, we also make sure that you are totally clear as to how to make a claim should the need arise. As a general principle, you will lodge your claim with the claim services of the issuing insurer. In some cases they may administer Read the full article…

Are there any restrictions as to whom I can let to?

Posted: 4th Jun 2014

We are very pleased to confirm that Cover4LetProperty policies will cover all types of tenant irrespective of the category they may come into. That would typically include students, social benefit recipients, immigrants and so on. It is worth drawing to your attention though that not all insurance providers will necessarily do so and some may Read the full article…