Author Archives: admin
Holiday let vs landlord insurance: What’s the difference and which do you need?
At first glance, they might appear to be so similar as to be identical. If you own a second home used as a holiday let for paying guests, it appears you play much the same role as any other landlord. …
Unoccupied property insurance for renovation: Do you need cover while doing works?
If you are planning to have works carried out on your property, you may have come across references to the need for renovation insurance. Often, this appears as a brief reminder to check that you have appropriate insurance in place …
Commercial landlord insurance: what business-let properties need in 2026
Letting property to a business is fundamentally different from letting to a private residential tenant. Even where a building looks similar on the surface, commercial occupation alters how it is used, who enters it and how risk tends to arise …
UK property update: Standards, prices and proposed leasehold reform
If you’re keeping an eye on the latest developments in the UK property market, several recent news stories highlight changes affecting landlords, homeowners and buyers. These include proposed housing standards in the private rented sector, areas seeing notable price movement, …
Reviewing your second home insurance for 2026
It’s a place of escape, somewhere to retreat, and probably a favourite holiday haunt. But let’s be honest, insurance is hardly the most exciting aspect of owning a second home. To avoid giving it a second thought, you might be …
Landlord guidance: Fire door safety in HMO’s and flats
Every year, Fire Door Safety Week offers a timely reminder for landlords to pay attention to the vital importance of fire doors. Fire doors For most of the time, a fire door works just like any other door as a …
Holiday let insurance UK: Essential cover for short-term rental owners in 2026
Holiday lets sit in an awkward space when it comes to insurance. They look like homes. They are lived in. Yet the way they are occupied is fundamentally different. Guests change regularly, responsibility never does, and there are often stretches …
Probate property insurance: protecting an empty home after someone passes away
If you’ve recently lost a family member or close friend and are the executor of their will, dealing with their property can feel overwhelming. For many executors, property insurance is not the first thing that comes to mind – yet …
Landlords’ changes for 2026, what homebuyers want, house price predictions and other UK property news
A New Year brings radical new rules for landlords and their tenants, while in other UK property news, we get a glimpse of what homebuyers want, together with the latest analysis of the housing market. Let’s look behind some of …
What is unoccupied property insurance — and when do you need it?
It’s important to know when your insurer is likely to regard any property you own as unoccupied. That’s when you might find that the safeguards typically protecting your home or let property fall short of what’s required – or may …
