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Getting the most appropriate cover for your let property

Posted: 19th Jan 2016

To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. A home or a business proposition? Quite simply, properties that have been bought to let are quite different to those occupied by their owner. Read the full article…

Landlord insurance tips

Posted: 8th Nov 2015

Some landlords are fully committed buy to let investors with a view to making their living from the business. Others might have found themselves to be landlords almost by accident, thanks to a single property they might have inherited or one awaiting a decision on its possible sale. Either way you look at it, however, Read the full article…

Have you got suitable landlord insurance?

Posted: 29th Oct 2015

At first glance, there might seem little difference between a dwelling in which the owner occupier lives and one that is let to a tenant – despite the difference in tenure, both are homes, with a building and its contents broadly vulnerable to similar risks and perils. As far as mortgage lenders and insurers are Read the full article…

Holiday Home FAQs

Posted: 12th Oct 2015

Below are some frequently asked questions (FAQs) relating to our UK holiday home insurance cover. While some of the answers apply to all types of second home insurance policies, some are specific to our own products only. What are the differences between a UK holiday home insurance policy and a second home insurance policy? There Read the full article…

UK Holiday Home Insurance

Posted: 12th Oct 2015

UK Holiday Home Insurance from Cover4LetProperty is aimed at people who have a second home, or a holiday home that they let, in the UK. Using standard owner-occupier home insurance to cover a holiday let or second home will not suffice. This is because properties of this type tend to face different and often increased Read the full article…

Why carry out a buy to let insurance comparison?

Posted: 23rd Jun 2015

If you are a landlord, or soon to become one, insurance for your investment and for your buy to let business is likely to take on a priority. Because you give it top priority, you probably want to conduct a thorough buy to let insurance comparison too. Here are the main reasons why you may Read the full article…

What can I cover with landlord insurance?

Posted: 22nd May 2015

Landlord insurance provides important safeguards to the owner of buy to let property. How do these work and what exactly can you buy with landlord insurance? The building  first and foremost, with the most appropriate kind of landlord insurance you can buy protection for the very structure and fabric of the building or buildings in Read the full article…

Insurance for landlords

Posted: 10th May 2015

With buy to let mortgage repayments to meet, not to mention your search for reliable tenants who are going to pay their rent on time, you might not be putting insurance at the top of the list of actions you need to take. It is a safeguard you may be overlooking at your peril: calamities Read the full article…

Do I need empty property insurance?

Posted: 9th Jan 2015

The government estimates that there more than 635,000 homes lying empty in England alone and that about 216,000 of them have been empty for more than six months. These statistics may conjure up pictures of genuinely abandoned or derelict properties, but there may also be good reasons for homes in perfectly good condition – whether Read the full article…

Short term empty property cover

Posted: 3rd Oct 2014

An Association of British Insurers (ABI) publication entitled Common Questions About Home Insurance explains that insurance cover for both owner occupied and let property typically attaches conditions if the home is left unoccupied for a certain period of time – this may be the relatively short period of 30 consecutive days, or less frequently, 60 Read the full article…