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What is the maximum amount of claims you can make on the policy?
There is no limit to the number of claims you can make on your landlord’s insurance policy. Even so, there are several provisos that you will certainly need to consider. Principles In an article dated the 26th of January 2021, …
Do you offer discounts for having multiple properties insured with you?
You’ll be pleased to learn that the answer is a resounding “yes” – we offer discounts if you have multiple properties insured with us. Thanks to what is called multiple property insurance cover or property portfolio insurance, the more properties …
Landlords: champions of energy efficiency, house prices, boosting the value of your home and other UK property news
Property news continues to feed into many of the UK’s media headlines – whether that’s the movement in UK average house prices, progress towards energy efficiency, electrical vehicle (EV) charging points, or even ways to boost the value of your …
Financing an investment property – tips
According to a report to Parliament in June 2021, there are 4.4 million households in the private rented sector, accounting for some 19% of all households in England. If you are the landlord of one of these homes, there is …
What is Trace and Access cover?
Your home insurance package is designed to safeguard the structure and fabric of the building and the contents of your home. But what about covering the cost of those annoying – and potentially expensive – occasions when some fault or …
Doubts about money-saving energy efficiency measures, internet connectivity and property investment, Northern hotspots, and other UK property news
Landlords, homeowners, and property investors are all likely to feel at least some impact from items making the headlines in recent property news stories. Let’s take consider a little more detail about just some of those themes. Do all energy …
Do you cover malicious damage?
In running a buy to let business, any landlord relies on a fundamental sense of responsibility from tenants who will take care of the let property. From time to time, that trust is misplaced or abused and a tenant – …
Housing Health and Safety Ratings System
Your local authority may carry out an inspection of any privately rented property under the standardised Housing Health and Safety Ratings System (HHSRS). Inspections such as this are made to ensure that there are no deficiencies in the property or …
Renting out rooms in your home
If you have a spare room or two in your home, renting out the space could earn you a tidy sum. You would also receive a welcome pat on the back from the government for doing your bit in helping …
Affordable homes initiative, no tenant fees for pets, house prices hit new records and other property news
The upward trend in house prices continues unabated but there are still ways you can add value to your home. For tenants, too, there are bright spots on the horizon with a promise of further government aid for affordable housing …
