Author Archives: admin
What does commercial property landlord insurance cover?
According to figures published by Statista on the 11th of June 2021, the total value of commercial property in the UK at the end of 2020 was estimated to be more than £1.08 trillion, making this sector of the property …
How is HMO Insurance different to landlord insurance?
HMO insurance has been specifically developed for landlords who own and let a House in Multiple Occupation (HMOs). HMOs are a form of shared housing. Officially, an HMO is defined as a property that is occupied by at least three …
What is rent guarantee insurance?
Buying to let is a straightforward business proposition – your let property is a single business asset from which you intend to generate a steady stream of rental income. In that simplicity lies one of the major risks your business …
The importance of renovation insurance
The pandemic has changed our priorities regarding what we want from our homes – whether we live there or are a landlord looking to attract the ‘right’ tenants. A recent report of 2020 home improvement trends cited an increase in …
Halogen bulbs, repossessions, UK house prices and other property news
The end of an era for certain domestic lighting, a declining number of possessions sought by landlords, the cost of removing some forms of insulation, and the continuing rise in average house prices across the UK – all these featured …
What you may learn from a landlords insurance comparison
There are several reasons for carrying out a landlord insurance comparison: whether arranging landlord’s cover for the first time or comparing your existing insurance protection with other options available in the marketplace, you may be able to identify a more …
Do you cover let listed properties?
Listed properties may come under a number of different listing categories. To make matters a little more complicated, the listing categories in England, Wales, Scotland and Northern Ireland may all have differences to each other. Broadly speaking, we will be …
Landlords: Smoke and carbon monoxide detectors, and the Law
If you are the landlord of buy to let property, you will know only too well that there is a raft of legislation principally designed to ensure you maintain and respect the health and safety of your tenants. Critically, this …
Eviction mediation, eco-friendly hotspots, equity release “stampede”, and other property news
The most recent news headlines continue to reflect a housing market given renewed vigour following its release from the lockdowns of the pandemic. Here is some of the latest property news … Government issues new Eviction Mediation guidelines to landlords …
Maintaining cover for unoccupied properties
There are many reasons why you may have an unoccupied property: your property may be under renovation; the property itself may be the subject of legal proceedings during probate or the terms of a divorce settlement; you might be working …
