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Category: Landlord Insurance

House rebuild cost calculator: How to calculate the correct buildings insurance sum insured

Do you know how much it would cost to rebuild your home? How would you calculate it? Perhaps you would make the mistake of some homeowners who base their insurance valuation on the past or current market value rather than …

How to find the most suitable landlord insurance

Whether you are a “professional” landlord, making your buy to let property or properties the mainstay of your livelihood, or an “accidental” landlord who unexpectedly finds themselves with a property to let, you almost certainly need landlord insurance. With changing …

Landlord contents insurance: what it covers and when you need it

Quick answer: what is landlord contents insurance? Landlord contents insurance protects the items owned by a landlord inside a rental property, such as furniture, appliances, carpets and curtains provided for tenants’ use. It differs from buildings insurance, which covers the …

Landlord buildings insurance: what’s covered and what’s not in 2026

If you have any kind of buy to let business – even as a part-time or “accidental” landlord – your most precious asset is likely to be the building itself. That is what makes landlord buildings insurance such an indispensable …

Holiday let vs landlord insurance: What’s the difference and which do you need?

At first glance, they might appear to be so similar as to be identical. If you own a second home used as a holiday let for paying guests, it appears you play much the same role as any other landlord. …

Landlord insurance for different tenant types: students, professionals, families and DSS

Landlords rarely talk about tenant types in the abstract. Most know from experience that the people living in their property shape the rhythm of the tenancy far more than the bricks and mortar ever could. Some households settle in for …

Landlord insurance tips

Some landlords are fully committed buy to let investors with a view to making their living from the business. Others might have found themselves to be an accidental landlord, thanks to a single property they might have inherited or one …

Liability insurance and landlords

At Cover4LetProperty, our landlords and holiday home insurance policies include ÂŁ2m property owner’s liability (POL) insurance as standard – with the option to increase the cover up to ÂŁ5m if required. So, what is liability insurance and why is it …

What is the best let property insurance?

If you are a landlord looking for the best let property insurance, then you may be keen to achieve this while still keeping to a sensible budget. There may be few people these days, in any walk of life, able …

Thinking about AirBnB-ing your property?

If you’ve a spare room or are planning to leave home to take your own holidays, Airbnb offers a relatively easy way of earning some extra cash. But for all the millions of successful overnight stays, however, Airbnb hosts also …