Category: Unoccupied Property Insurance
From probate to renovation: When does a property really count as âunoccupiedâ?
Whether you’re a landlord facing a long void period or a homeowner leaving your property empty for a few months, understanding when a property is officially classed as âunoccupiedâ can save you from unexpected insurance issues, council tax surprises, and …
Protecting your empty property over winter
There might be any number of reasons why you are leaving property you own empty and unoccupied this coming winter: your work might be taking you away from home for several months; the home you live in, a holiday home …
Understanding unoccupied property insurance: A quick reminder for property owners
Owning property is a significant investment – but what happens when that property stands empty? Whether youâre in the middle of renovations, waiting for tenants, or selling up, leaving a property unoccupied brings a unique set of risks. Thatâs where …
FAQs: Unoccupied property insurance in the UK
Whether you’re renovating, relocating, or simply in between tenants, leaving a property empty can expose it to increased risks – many of which are not covered by standard home or landlord insurance policies. Thatâs where unoccupied property insurance comes in. …
The hidden things you need to know when you have an empty property
âSafe as housesâ the saying goes. But thereâs an important qualification you might want to consider if youâre planning on leaving your home or let property unoccupied for longer than a month or so. These practical and financial considerations could …
Who needs unoccupied property insurance?
Whether you are a homeowner or landlord, unoccupied property insurance is needed by anyone who owns a property that will be left vacant for an extended period, typically more than 30 or 60 consecutive days, depending on the insurer. Standard …
When do you need unoccupied property insurance?
You made sure to arrange the building and contents insurance for your home, let or other commercial premises you own. So the propertyâs perfectly safe. Or is it? When you last renewed your property insurance did you consider the possibility …
Unoccupied property insurance tips
Managing unoccupied properties, whether commercial or residential, requires careful attention to security, maintenance, and insurance needs to protect the investment and comply with insurance policy requirements. So, if you have to leave your residential or commercial property empty for more …
The importance of securing your empty property
If you have an unoccupied or empty property, you need to take certain precautions to ensure that itâs as secure as possible. Here we at Cover4LetProperty will outline some of our top tips in this area. Insurance cover Before we do …
Quick guide to unoccupied property insurance
If you own property â whether as an owner occupier, a landlord or as an investment in commercial premises â it faces a range of particular risks and perils if it needs to be left empty and unoccupied for longer …
