Category: Unoccupied Property Insurance
Seasonal risks for empty homes: Why time of year matters for your unoccupied property insurance
You may already be aware that once you’ve left your home empty and unoccupied for longer than a month or two, you typically need a special type of standalone insurance – unoccupied property insurance – in order to maintain an …
Quick guide to unoccupied property insurance
If you own property – whether as an owner-occupier, a landlord, or as an investment in commercial premises – it faces a range of risks and perils if it is left empty and unoccupied for longer than a month or …
The importance of unoccupied property cover
If your property stands unoccupied for more than a specified number of consecutive days, your buildings and contents insurance could be at risk. Here, Cover4LetProperty explains why this matters and what options are available to protect your investment. The background …
From probate to renovation: When does a property really count as ‘unoccupied’?
Whether you’re a landlord facing a long void period or a homeowner leaving your property empty for a few months, understanding when a property is officially classed as ‘unoccupied’ can save you from unexpected insurance issues, council tax surprises, and …
Protecting your empty property over winter
There might be any number of reasons why you are leaving property you own empty and unoccupied this coming winter: your work might be taking you away from home for several months; the home you live in, a holiday home …
Understanding unoccupied property insurance: A quick reminder for property owners
Owning property is a significant investment – but what happens when that property stands empty? Whether you’re in the middle of renovations, waiting for tenants, or selling up, leaving a property unoccupied brings a unique set of risks. That’s where …
FAQs: Unoccupied property insurance in the UK
Whether you’re renovating, relocating, or simply in between tenants, leaving a property empty can expose it to increased risks – many of which are not covered by standard home or landlord insurance policies. That’s where unoccupied property insurance comes in. …
The hidden things you need to know when you have an empty property
“Safe as houses” the saying goes. But there’s an important qualification you might want to consider if you’re planning on leaving your home or let property unoccupied for longer than a month or so. These practical and financial considerations could …
Who needs unoccupied property insurance?
Whether you are a homeowner or landlord, unoccupied property insurance is needed by anyone who owns a property that will be left vacant for an extended period, typically more than 30 or 60 consecutive days, depending on the insurer. Standard …
When do you need unoccupied property insurance?
You made sure to arrange the building and contents insurance for your home, let or other commercial premises you own. So the property’s perfectly safe. Or is it? When you last renewed your property insurance did you consider the possibility …
