Author Archives: admin
Liability insurance and landlords
At Cover4LetProperty, our landlords and holiday home insurance policies include ÂŁ2m property ownerâs liability (POL) insurance as standard â with the option to increase the cover up to ÂŁ5m if required. So, what is liability insurance and why is it …
Lets and pets, Zoopla House Price Index, energy price cap, best performing properties and other UK property news
The latest UK property news reflects a fairly mixed bag of subjects â of interest to landlords, tenants, and homeowners alike. Letâs take a brief look behind the headlines ⌠Pets in lets still unresolved Landlord Today on the 1st …
Preparing your second home for winter visitors – or winter closure
As the year draws to a close, many UK second home owners face a familiar decision: whether to welcome winter guests or close up the property until spring. Whichever route you take, preparation is key to keeping your home safe, …
Landlord’s obligations
As a landlord, when you enter into a contract with your tenants you are taking on a number of responsibilities and obligation â many of which also come with the force of law. The majority of these relate to ensuring that …
Winter and your unoccupied main or holiday home: what insurers expect
With the winter months approaching, youâll want the reassurance that your second or holiday home stays safe and secure while it remains unoccupied. Of course, the same applies to any property left empty for an extended period – whether thatâs …
How to manage a UK holiday home from a distance
Owning a holiday home is something many people dream about, and with good reason. It gives you a place to escape to more or less whenever you want, and if you let it out, it can potentially bring in some …
Introducing our new manager at Cover4
Weâre delighted to welcome Billy Roy as the new Manager at Cover4. With a strong background in the residential and commercial property ownersâ markets, he brings over 9 years of expertise in key areas such as customer service, regulations, and delivering the …
Energy price cap, August house price index, damp and mould in rental homes, mortgage activity forecasts
Here we share a round-up of some of the latest UK property news headlines ⌠Energy price cap to rise â what does this mean for bills? Wintertime means that many families will once again be worrying about their heating …
Seasonal risks for empty homes: Why time of year matters for your unoccupied property insurance
You may already be aware that once youâve left your home empty and unoccupied for longer than a month or two, you typically need a special type of standalone insurance – unoccupied property insurance â in order to maintain an …
Quick guide to unoccupied property insurance
If you own property – whether as an owner-occupier, a landlord, or as an investment in commercial premises – it faces a range of risks and perils if it is left empty and unoccupied for longer than a month or …
