Author Archives: admin
I have had previous claims – can you still offer me a Landlords Insurance Quotation?
Many landlords worry that previous claims may make it difficult to obtain suitable insurance. However, having a claims history typically does not automatically prevent you from arranging cover. At Cover4LetProperty, we work with a range of specialist insurers and may …
Holiday cottage insurance: What owners of UK rental cottages may need
If you own a UK rental cottage, you aim to generate income from the rents you charge your guests. The property may be regarded as a business asset for insurance purposes. And because it’s a business asset, it differs substantially …
How to secure an empty property
If you have to leave your home or a let property empty for longer than a month or two, it is more vulnerable to loss or damage. That makes securing the dwelling important not only for its physical protection but …
Commercial property risks landlords often overlook (and how insurance protects you)
If you are the landlord of commercial premises, it is natural to focus first on protecting the structure of the building. However, commercial property risks often extend beyond the fabric of the premises itself and are influenced by how the …
House prices and landlords’ gripes hit the UK property news headlines
The latest house price index and the geopolitical events shaping the housing market feature in this month’s property news headlines. In the meantime, landlords complain about delays in the justice system and a shortage of skilled tradesmen to fit energy-saving …
Insurance for small commercial units: offices, workshops, warehouses & studios
If you own or are running a small business, with small commercial property insurance it is important to achieve appropriate alignment with the particular type of premises you occupy and the business activities carried out there. Whether it’s an office, …
UK holiday home insurance vs standard home insurance: what’s the difference?
They are both homes you own, so it may seem reasonable to assume that the insurance covering one would also be suitable for the other. However, this is not always the case. Because a holiday home is often used differently …
How to winter-proof a holiday home: insurance, maintenance and empty-period risks
If you are wondering, how do you winter-proof a holiday home, then this post will help get you started … Winter-proofing a holiday home involves preparing the property for cold weather and possible periods of vacancy. This typically includes protecting …
Unoccupied property insurance: rules, restrictions and what you must know
Properties can become unoccupied for more than a short period of time for many legitimate reasons – from refurbishment projects to gaps between tenants; an extended hospital stay to a property undergoing probate; or the sale of a home. When …
Landlord contents insurance: what it covers and when you need it
Quick answer: what is landlord contents insurance? Landlord contents insurance protects the items owned by a landlord inside a rental property, such as furniture, appliances, carpets and curtains provided for tenants’ use. It differs from buildings insurance, which covers the …
