Archives

Do you need landlord insurance?

Posted: 11th Nov 2017

Whether your buy to let property is the focus of a concerted business undertaking or whether you have fallen into the role as a more or less “accidental landlord”, the moment tenants are paying to rent your dwelling, you are almost certain to need landlord insurance. Standard forms of insurance When you arrange building and Read the full article…

What are your obligations as a landlord?

Posted: 5th Aug 2017

For some individuals, a buy to let business might be their entire livelihood. For others, it might have been something into which they have fallen almost by accident – a property they inherited or a home in which they no longer live – the so-called accidental landlord. (Our own recent research, in fact, found that Read the full article…

What to consider when buying landlords insurance

Posted: 12th Apr 2017

Whether you joined the ranks of buy to let landlords with the specific aim of making a more or less full-time business of it, or whether you found yourself with a suitable property on your hands and became an “accidental” landlord, you are almost certain to have considered the importance of landlords insurance. Without this Read the full article…

Landlord’s obligations

Posted: 20th Oct 2016

As a landlord, when you enter into a contract with your tenants you are taking on a number of responsibilities and obligation – many of which also come with the force of law. The majority of these relate to ensuring that your tenants have a safe place in which to live that is free of Read the full article…

Is it worth making a small claim?

Posted: 30th Sep 2016

If you are a landlord, you almost certainly want to protect your buy to let investment with the appropriate level of insurance. The economics of running a successful buy to let business are on a fine edge, however, and you need to make sure that you secure the most competitively priced landlord insurance cover. So, Read the full article…

Saving money on your landlord insurance

Posted: 9th Mar 2016

At the beginning of April, a new stamp duty land tax will add a further 3% on top of existing stamp duties for anyone buying fewer than 15 buy to let properties in the same transaction. As the website LandlordZone noted on the 2nd of March 2016, this comes hot on the heels of other Read the full article…

Landlord insurance and tenants

Posted: 3rd Feb 2016

At times, the relationship between landlord and tenant might be complicated. Especially if you are a new or “accidental” landlord you might be tempted into thinking that the best way of getting along with your tenants is to treat them almost as friends, in order to maintain an easy and mutually civil relationship. This is Read the full article…

Getting the most appropriate cover for your let property

Posted: 19th Jan 2016

To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. A home or a business proposition? Quite simply, properties that have been bought to let are quite different to those occupied by their owner. Read the full article…

Have you got suitable landlord insurance?

Posted: 29th Oct 2015

At first glance, there might seem little difference between a dwelling in which the owner occupier lives and one that is let to a tenant – despite the difference in tenure, both are homes, with a building and its contents broadly vulnerable to similar risks and perils. As far as mortgage lenders and insurers are Read the full article…